Procrastinate it helps.
No seriously. Waste more time. Sounds nuts? Let’s examine that for a second. Do you still pay bills and balance your check book at the dinner table? With paper pencil and the proverbial checkbook? Are you still using stamps? So every month you waste time, about two hours being the well trained quasi accountant. Its 2012 people. Most banks have free auto pay. This let’s you preset or arrange your bill payments as your income is received. So you save time. You same money on stamps. You save money on overdraft fees and late payments. Sounds like a win win because it is. Time is now returned to you and cash flow.
Going to the gym five times a week? Working on that hard earned, super cut physique? Congrats. And you’re losing if you spend two to three hours daily doing so. Your body needs focused precise methodical steps. It doesn’t need long hours. After you pass a certain time threshold your body enters what I like to call the cortisol arena and you essentially help yourself create fat and or keep it. (More info on this? See wiki. You know you wiki). So to recap you work so hard to be Adonis you become the cow. Nice. Wouldn’t properly ordered and executed workouts that systematically build on your earlier efforts work better? Of course. So let’s leave the old school and hit books. You can do more in seventy minutes than you can in two hours. Breakout the stop watch and check the net. Or simply pay a trainer for five sessions. Learn the routine the right way because time is money.
Enjoying that history channel? CNN, you’re so informed. MMA. You’re the tough guy, I concede. Diy- nice! You’re building a Gazebo! And in the twenty hours you spend watching these shows could make you better. If you spent those twenty hours working at Kmart you could use those funds to make a dent in your school loans. Lowered debt and saved interest payments means you are debt free faster and breathing easy. Or maybe you take that meager check and apply it to the mortgage to be applied to the principal. Now you have dented your debt burden using the same strategy that is employed against you simply in reverse. One hundred dollars a month will take five to eight years off your mortgage. FACT. Ready for that retirement sooner now I bet. So don’t watch the diy guy who built his business. Mind yours. That basement apartment idea he shows, cool. But in this economy it goes to the kids who are the recession victims as they will have student loans and low to no employment. Don’t watch him build dream homes. Build your dream life. Cutting these simple steps out means you have upwards of forty hours a month to get your business off the ground. Work. And then build a future with no bosses. No meager forced ERISA 401ks. Build a dream that you own. That is your way. That feeds minds or whole towns. Only step left is to commit. Are you with me?
#thriveorsurvive
Thoughts?
Concerns? Questions?
Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite? Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you? Let’s chat.
Need a way to make money in your spare time?
I can help.
Changeinadvance@gmail.com
@changeinadvance
Or simply reply to this article.
Procrastinate, it helps.
16 JunProcrastinate, it helps.
14 JunProcrastinate it helps.
No seriously. Waste more time. Sounds nuts? Let’s examine that for a second. Do you still pay bills and balance your check book at the dinner table? With paper pencil and the proverbial checkbook? Are you still using stamps? So every month you waste time, about two hours being the well trained quasi accountant. Its 2012 people. Most banks have free auto pay. This let’s you preset or arrange your bill payments as your income is received. So you save time. You same money on stamps. You save money on overdraft fees and late payments. Sounds like a win win because it is. Time is now returned to you and cash flow.
Going to the gym five times a week? Working on that hard earned, super cut physique? Congrats. And you’re losing if you spend two to three hours daily doing so. Your body needs focused precise methodical steps. It doesn’t need long hours. After you pass a certain time threshold your body enters what I like to call the cortisol arena and you essentially help yourself create fat and or keep it. (More info on this? See wiki. You know you wiki). So to recap you work so hard to be Adonis you become the cow. Nice. Wouldn’t properly ordered and executed workouts that systematically build on your earlier efforts work better? Of course. So let’s leave the old school and hit books. You can do more in seventy minutes than you can in two hours. Breakout the stop watch and check the net. Or simply pay a trainer for five sessions. Learn the routine the right way because time is money.
Enjoying that history channel? CNN, you’re so informed. MMA. You’re the tough guy, I concede. Diy- nice! You’re building a Gazebo! And in the twenty hours you spend watching these shows could make you better. If you spent those twenty hours working at Kmart you could use those funds to make a dent in your school loans. Lowered debt and saved interest payments means you are debt free faster and breathing easy. Or maybe you take that meager check and apply it to the mortgage to be applied to the principal. Now you have dented your debt burden using the same strategy that is employed against you simply in reverse. One hundred dollars a month will take five to eight years off your mortgage. FACT. Ready for that retirement sooner now I bet. So don’t watch the diy guy who built his business. Mind yours. That basement apartment idea he shows, cool. But in this economy it goes to the kids who are the recession victims as they will have student loans and low to no employment. Don’t watch him build dream homes. Build your dream life. Cutting these simple steps out means you have upwards of forty hours a month to get your business off the ground. Work. And then build a future with no bosses. No meager forced ERISA 401ks. Build a dream that you own. That is your way. That feeds minds or whole towns. Only step left is to commit. Are you with me?
#thriveorsurvive
Thoughts?
Concerns? Questions?
Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite? Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you? Let’s chat.
Need a way to make money in your spare time?
I can help.
Changeinadvance@gmail.com
@changeinadvance
Or simply reply to this article.
Over the last decade and a half, Americans’ expected retirement age has slowly risen to 67 from 60, according to a new Gallup survey.
5 MayREVIEW YOUR INSURANCE RISK (A cnbc.com article with commentary from the CEO of Change In Advance)
25 AprREVIEW YOUR INSURANCE RISK
-A cnbc.com article with commentary from the CEO of Change In Advance.
(http://www.cnbc.com/id/47078045)
Saving for retirement isn’t enough. Protecting your nest egg is essential to secure your financial future over the long-term. Financial planners advise retirees and pre-retirees to look closely at their insurance coverage — to make sure there are no gaps — to protect assets they’ve spent a lifetime building.
Yet many baby boomers, particularly the most affluent, are likely to be under-insured where it counts the most.
According to a recent survey by ACE Private Risk Services, a division of the global insurer ACE Group, nearly all of the insurance agents and brokers surveyed said wealthy consumers were likely to be under-insured in at least one form of liability coverage, such as “umbrella liability coverage,” which guards against the threat of multimillion dollar lawsuits.
About 86 percent of agents reported affluent clients had inadequate coverage to rebuild homes, which often represent a significant part of a retirees’ net worth.
————————————————————-
Quick thought:
The advice and concepts make perfect sense and we should all take time to analyze our current insurance policies and whether we need more or less.
Lesson learned: I refinanced my lease to a buy. The dealership informed that Geico would most likely lower my rate if requested. Sounds great right? Wrong. I was to save a whopping thirty dollars per term, two terms to a year. BUT, Geico would cut my coverage my half!
So the math: $30 dollars x 2 terms= $60. Divide by 12 months and I save a princely sum of $5 dollars a month.
Coverage is cut 50%, savings are equivalent to one happy meal a month.
RIDICULOUS!!!!!
Another way to combat this issue would simply be to create a second income stream that was residual and direct.
Would a side project suit you?
Would two to five thousand dollars a month change your life?
Would it buy you breathing room? I’d wager it would.
Lets talk or click the bitly link.
@changeinadvance
changeinadvance@gmail.com
or simply comment on this post
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