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- From the big bro Ceddy J over @ Duskspot.com
- 499 Words (AKA 500 Words To Get Google Approval OF Your Your Blog?)
- Saving for retirement isn’t enough. Protecting your nest egg is essential to secure your financial future over the long-term. Financial planners advise retirees and pre-retirees to look closely at their insurance coverage — to make sure there are no gaps — to protect assets they’ve spent a lifetime building. Yet many baby boomers, particularly the most affluent, are likely to be under-insured where it counts the most. According to a recent survey by ACE Private Risk Services, a division of the global insurer ACE Group, nearly all of the insurance agents and brokers surveyed said wealthy consumers were likely to be under-insured in at least one form of liability coverage, such as “umbrella liability coverage,” which guards against the threat of multimillion dollar lawsuits. About 86 percent of agents reported affluent clients had inadequate coverage to rebuild homes, which often represent a significant part of a retirees’ net worth. ——————————————————————————————— Quick thought: The advice and concepts make perfect sense and we should all take time to analyze our current insurance policies and whether we need more or less. Lesson learned: I refinanced my lease to a buy. The dealership informed that Geico would most likely lower my rate if requested. Sounds great right? Wrong. I was to save a whopping thirty dollars per term, two terms to a year. BUT, Geico would cut my coverage my half! So the math: $30 dollars x 2 terms= $60. Divide by 12 months and I save a princely sum of $5 dollars a month. Coverage is cut 50%, savings are equivalent to one happy meal a month. RIDICULOUS!!!!! Another way to combat this issue would simply be to create a second income stream that was residual and direct. Would a side project suit you? Would two to five thousand dollars a month change your life? Would it buy you breathing room? I’d wager it would. Lets talk or click the bitly link. http://bit.ly/zDqDaE @changeinadvance changeinadvance@gmail.com or simply comment on this post
- Ask for Help- it can make You Powerful
- <!--[if gte mso 9]>--> Normal 0 false false false EN-US X-NONE X-NONE MicrosoftInternetExplorer4 <!--[if gte mso 9]>--> <!--[if gte mso 10]>--> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin-top:0in; mso-para-margin-right:0in; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0in; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} So if I understand correctly politics is undermining fiscal cohesion. Sounds like the norm right? Every time the average Joe turns his head there’s more turmoil or chaos in the financial world and everyone is guarding their pennies. Safety is the name of the game for a vast majority of people and its a decent strategy. Cut your losses, make some money if you can and in general bunker down. The only problem here is that the more we stick our head in the sand hoping for the storm to pass, we miss vast opportunities that those with a discerning eye not only grab up but do so ravenously. Now we could argue that without the info strategies of Bloomberg, Soros and the like the little guy doesn’t have a chance. And hey, maybe it’s true- maybe we won’t be billionaires anytime soon. Maybe all the big money is spoken for and the crumbs are all that is left for you and I. However, it is my assertion that this is sheer foolishness. Its merely a matter of adjusting the looking glass. Perception is the key to advancement. We all know the old adage; the glass is either half empty or half full. It’s the spin you put on it. Are you going to seek the Golden Fleece or hide under the blanket? Will a dip in the market be a sell indicator to you, where you flee with your tail between your legs like a scared dog in a lightning storm? Or will you dash in and buy, buy, buy! Opportunities have to be chased they won’t just land in your lap. Are we to say we will broke or to say we will thrive? I’m sure most of you agree with me in that life is about more than surviving. I wasn’t put on this earth just to make it, and neither were you. Let me prove it to you with a simple fact. MORE MILLIONAIRES WERE MADE IN THE THE CURRENT RECESSION THAN LOST BY LEAPS AND BOUNDS. So working from that point of fact we can easily conclude that it is time to move forward and assert our dominance. It is time for action. We all know that you miss 90% of the swings you never take so my challenge to you my readers, and to myself, is simply this: How will I thrive? Not when, not if, but how. I refuse to work for a boss until my seventies. I refuse to not have the things I want, and so should you. A billion is a big number indeed, but why not strive for millions with a residual passive income? Are you ready to take the next step? Have you found your why? Are you looking for a push, a nudge or just a good idea to motivate you and get you to triple or even quadruple your income while lowering your taxes? Let’s talk. I know success is around the corner, and i simply have to want it enough. I have my why, and a pretty good business venture too. Want in? Lets talk- changeinadvance@gmail.com facebook.com/changeinadvance @changeinadvance Or just reply to this post. Remember we #thriveorsurvive.
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