Tag Archives: #thriveorsurvive
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10 Things You Must Know Social Security Insurance was established in 1935 as a financial safety net for older Americans. Eight decades later, all Americans pay into the system, with Social Security the largest source of income for citizens age 65 and older. During 2012, nearly 160 million workers will continue to have 4.2 percent of their pay deposited into the Social Security Trust Fund instead of the usual 6.2 percent, according to a statement from the IRS based on the Temporary Payroll Tax Cut Continuation Act of 2011. The program is based on contributions that workers make into the system. While you’re employed, you pay into Social Security; when it’s your turn to retire you receive benefits. You can start your Social Security retirement benefits as early as age 62 or as late as age 70 (if you were born in 1960 or later, your full retirement age is 67). Your monthly benefit amount will be different depending on the age you start receiving it. The amount of money you receive from Social Security is based on a number of factors, including how much income you earned throughout your working years, the year you were born, and the age at which you file for benefits. If you claim Social Security early, your benefits will be reduced by a fraction of a percent for each month before your full retirement age. Even if you’re not approaching retirement, whatever your age, or income, Social Security is a part of life that impacts us all. Staying aware of the changes in this important government program will help you be better prepared, in both your present and future financial planning efforts. The following 10 points are based on best practices recommended by the U.S. Social Security Administration of policy website.

4 May

Social Security Benefits: 10 Tips

Image 4 May

CROUSE: Best recession insurance: Marriage

Americans rediscovering the original and best social safety net

Economists refer to the economic benefit that accrues to married couples as the “marriage premium.” A recent CBS television special asked the question, “Why is marriage such an economic turn-on?” The program “MoneyWatch” gave three reasons based on a report from the Pew Research Center’s report, “Women, Men and the New Economics of Marriage”:

Economies of scale: Married couples share the cost of necessary expenses, such as health insurance, utility bills and mortgage payments. That is especially significant today when more than two-thirds of men have working spouses and 22 percent of wives make more than their husbands.

Image 4 May

Everybody’s buying#gold and #silver.
Let them buy from You.
(Click pic for details.)

7 things to do to get your day and your business running right

30 Apr
7 things to do to get your day and your business running right

1)Wake up early.
-Never underestimate the power of an early start. Also you are not losing time or wasting it.

2) Spend 20 minutes on meditation and self help/self learning.
-A day should not go by where you do not spend a minimum of 20 minutes to an hour working on bettering you, your global knowledge base, or your business acumen and people skills. This is key people. Meditation helps. Before bed and upon waking- I state it in that order because a cleared mind before bed gets you better results the next day

3) Make 5 new connections daily.
-Irregardless of your business or dreams you need people. Word of mouth is probably the strongest biz builder in the world. The internet is a close second, but that’s a different discussion. People will always sing your virtues if you do quality work. But you have to go out and meet these people first.
And lastly:
Always get their contact info.

4) Create new content daily.
I don’t care what your business is or your goal. Everyday give back, create value. Your content is a lifeline. And when you give you get. So, teach and set an example and the path you will blaze will be long and prosperous.

5) Set a budget.
-If you were opening a McDonald’s or a Levitz or a pawnshop you would need initial capital and money to bankroll monthly expenses until you not only turn a profit but, a continuous one. One you can live off of.

6) Put it on paper (and say aloud).
Write out your dreams.
Write out your hopes and plans.
Make it a hand written obligation to yourself. Write out what you want, when you want it by and a very, very specific date on this piece of paper.

7) Repeat the process.
‘Nuff said bub’.- to quote Wolverine.

BONUS STEP:
Make a TO DO List DAILY. And it must be hand written. Before bed or upon waking it must be written and reviewed. and should you pen this missive in the AM, read it and double check it before bed. You will find your mind clearer and your dreams. More peaceful.

Need help?
Questions, comments? Changeinadvance@gmail.com
@changeinadvance
Or simply reply here.

Also if you need help with your biz-
http://bit.ly/Ikns1D

Looking for a part time opportunity?-
http://bit.ly/yWRUFh

#thriveorsurvive #seven steps #success #mlm #business #secrets of success

Quote 30 Apr

Obstacles are things a person sees when he takes his eyes off his goal.

E. Joseph Cossman

#thriveorsurvive

Quote 30 Apr

You have to expect things of yourself before you can do them.

Michael Jordan

7 things to do to get your day and your business running right

30 Apr

1)Wake up early.
-Never underestimate the power of an early start. Also you are not losing time or wasting it.

2) Spend 20 minutes on meditation and self help/self learning.
-A day should not go by where you do not spend a minimum of 20 minutes to an hour working on bettering you, your global knowledge base, or your business acumen and people skills. This is key people. Meditation helps. Before bed and upon waking- I state it in that order because a cleared mind before bed gets you better results the next day

3) Make 5 new connections daily.
-Irregardless of your business or dreams you need people. Word of mouth is probably the strongest biz builder in the world. The internet is a close second, but that’s a different discussion. People will always sing your virtues if you do quality work. But you have to go out and meet these people first.
And lastly:
Always get their contact info.

4) Create new content daily.
I don’t care what your business is or your goal. Everyday give back, create value. Your content is a lifeline. And when you give you get. So, teach and set an example and the path you will blaze will be long and prosperous.

5) Set a budget.
-If you were opening a McDonald’s or a Levitz or a pawnshop you would need initial capital and money to bankroll monthly expenses until you not only turn a profit but, a continuous one. One you can live off of.

6) Put it on paper (and say aloud)
Write out your dreams.
Write out your hopes and plans.
Make it a hand written obligation to yourself. Write out what you want, when you want it by and a very, very specific date on this piece of paper.

7) Repeat the process.
‘Nuff said bub’.- to quote Wolverine.

BONUS STEP:
Make a TO DO List DAILY. And it must be hand written. Before bed or upon waking it must be written and reviewed. and should you pen this missive in the AM, read it and double check it before bed. You will find your mind clearer and your dreams. More peaceful.

Need help?
Questions, comments? Changeinadvance@gmail.com
@changeinadvance
Or simply reply here.

Also if you need help with your biz-
http://bit.ly/Ikns1D

Looking for a part time opportunity?-
http://bit.ly/yWRUFh

29 Apr

“Profanity is the effort of a feeble brain to express itself forcibly.” ― Spencer W. Kimball

Quote 29 Apr

Common Sense | The best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it.

B Franklin

Quote 29 Apr

Common Sense | The best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it

B Franklin

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