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Admission of the week: I am not as financially prepared as I need to be

16 Feb

Admission of the week:

I am not as financially prepared as I need to be.

So no long story or fancy financial news or social media hacks today.

Today what I have for you is a stark admission- I am not financially prepared to a level I need to be or should be given the amount of financial intelligence I possess.

I know how to make money. I know how to save money. I know how to be resourceful. The problem is I haven’t put all these skills together. Now as my own lawyer I will say I left my home state and job career excetera to relocate with my family when it was only three people deep and now there’s four people deep cuz my next son is coming in 2 months. Now I can say that that was the reason I could not get ahead. But I’ll be honest and say that the impetus of having a family should have moved me before I had a family. I know that’s a lot to swallow it’s a simple fact and a basic truth. I did not commit when I should have. I was having making some money having some Investments and getting some stocks.

And yes I own some Tesla and some Sprint and some muscle farm and some other companies. But it is not enough. My family deserves so much more. And you know what, in all honesty my peace of mind deserves more. When we say we do it for our family or friends are Legacy excetera that’s all great oh, but you should be doing it for yourself. I should be dominating the world because I want to. And I want to. I just kind of quit when things got comfortable. The lesson tonight is simply don’t get comfortable build build build, sleep when you’re dead.

The Mayans Were Wrong But The Fiscal Cliff was only postponed

5 Jan

The Mayans Were Wrong But The Fiscal Cliff was only Postponed

We went over the cliff- technically. Accept it. Don’t buy the news channel shenanigans. Everyone breathed relief for about 5 minutes then went back to their favorite tv show. Not to malign the masses but if we don’t look out for our well being who will. I don’t care if you are a dem, rep, con, gop, etc, etc. You can never trust anyone to make your life better than you can.
In the gym I won’t ask for a spot from a weaker guy/gal. Also I won’t ask for a spot if I’m not reasonably sure I can lift the weight.
Lesson here: you don’t go heavy if you can’t go heavy. Its that simple. The treasury, The Fed, everyone wielding power has a vested interest in winning. Don’t you too?
We ALL do.
However most people are concerned with the Kardashians and or the sports page.

So back to the cliff. We have about 2 months. Roughly 60 days to get to a place where we all win. But that won’t happen.
Does anyone realize that our taxes have gone up from obamacare?
Everyone’s, in every brackets.
Then the social security went up. Its been down for a few years but this was bad. We got a few hundred bucks per person every check- but that money wasn’t meant for now. It was meant to hold social security up. Now some people will sell social security as an entitlement but if you look it up- you paid into it. It is your money.. I’m not anti government- by no means.
I love our country. I love the last three presidents. But we have to be personally responsible. We have to vote and invest from that mindset. I don’t plan to rely on social security- but I know millions do.
That being said many are about to get hit every check. I won’t blame Obama. But I will challenge you to do more. To be more.
Knowing your expenditures are going up no matter what you cut- do you have a plan?
You should.
I do. I’ve cut expenses and even moved in the last year in anticipation of being ready for all the tax raises I might face. I own my own business but still want to maximize my deductions while increasing my income.
Do you see how that can help?
Spending less while making more will lead to a future you can embrace if not beat.
Meet me at the top my friends- we are all we have.

#thriveorsurvive.

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” -Suze Orman

“Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.”
-Benjamin Franklin

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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