Tag Archives: survival

Infographic: The Ultimate Hurricane Survival kit

10 Sep

The Infographic: The Ultimate Hurricane Survival kit is a great primer for my fellow Floridians.

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Remember the GOLDEN RULE

11 Apr

Remember the Golden Rule:
He who has the Gold makes the Rules.

@changeinadvance

#thriveorsurvive

The Mayans Were Wrong But The Fiscal Cliff was only postponed

5 Jan

The Mayans Were Wrong But The Fiscal Cliff was only Postponed

We went over the cliff- technically. Accept it. Don’t buy the news channel shenanigans. Everyone breathed relief for about 5 minutes then went back to their favorite tv show. Not to malign the masses but if we don’t look out for our well being who will. I don’t care if you are a dem, rep, con, gop, etc, etc. You can never trust anyone to make your life better than you can.
In the gym I won’t ask for a spot from a weaker guy/gal. Also I won’t ask for a spot if I’m not reasonably sure I can lift the weight.
Lesson here: you don’t go heavy if you can’t go heavy. Its that simple. The treasury, The Fed, everyone wielding power has a vested interest in winning. Don’t you too?
We ALL do.
However most people are concerned with the Kardashians and or the sports page.

So back to the cliff. We have about 2 months. Roughly 60 days to get to a place where we all win. But that won’t happen.
Does anyone realize that our taxes have gone up from obamacare?
Everyone’s, in every brackets.
Then the social security went up. Its been down for a few years but this was bad. We got a few hundred bucks per person every check- but that money wasn’t meant for now. It was meant to hold social security up. Now some people will sell social security as an entitlement but if you look it up- you paid into it. It is your money.. I’m not anti government- by no means.
I love our country. I love the last three presidents. But we have to be personally responsible. We have to vote and invest from that mindset. I don’t plan to rely on social security- but I know millions do.
That being said many are about to get hit every check. I won’t blame Obama. But I will challenge you to do more. To be more.
Knowing your expenditures are going up no matter what you cut- do you have a plan?
You should.
I do. I’ve cut expenses and even moved in the last year in anticipation of being ready for all the tax raises I might face. I own my own business but still want to maximize my deductions while increasing my income.
Do you see how that can help?
Spending less while making more will lead to a future you can embrace if not beat.
Meet me at the top my friends- we are all we have.

#thriveorsurvive.

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.” -Suze Orman

“Your net worth to the world is usually determined by what remains after your bad habits are subtracted from your good ones.”
-Benjamin Franklin

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

FEMA App

2 Nov

In light of all that’s happened I’d say download this app- the FEMA App.
It has advice, checklists and so forth.

I say hey, download it. Look at it. And if you delete it its in the back of your mind from now on. On blackberry it will be kept listed in an un-installed list in my appworld which will ease re-installment should I delete.

There is no loss to learning folks.
I learned the hard way though not as hard as others. Plan for the future.
Have a plan for you, and your pets too.

Take pictures of all valuable and pertinent documents and email them to at least two of your emails.
Put them on a flash drive too.

Water- have one gallon per day per person for drinking and sanitary use. Here again don’t forget the pets. For cats, get an aluminum tray from the dollar store- maybe 2 and a lot of newspaper you can shred. Its lightweight if you have to take it with you and easily packable. Its also dirt cheap.
Have at least 3 days of non perishable food on hand. Those cans you don’t want will save your life.

This may be a day late and a dollar short but this is just a sample of FEMA info and that gathered from http://www.changeinadvance.com.

Also you can call fema @ 18006213362.
Or go to Disasterassistance.gov and start
And I believe there may be funding for loss of food and to procure food as well. If I’m wrong, sorry folks. But it is feasible as FEMA is so far reaching in scope.

GAS
Hessexpress.com/fuel information will show you where their gas is. But remember some places have no electricity to pump gas.
The list is updated daily or better.

Thoughts?
Comments?
Concerns?
@changeinadvance
Tony@changeinadvance.com
Or just reply to this article.

7 Tips to Handle a Part Time Start Up.

17 Jul

7 Tips to Handle a Part Time Start Up.

No prologue today people- straight to the meat. (Sorry vegans.)

1-Make a schedule and stick to it.
We all need a routine. Its a simple thing and most of us just assume going to work, then home, and errands in between is our routine. Wrong! Your routine is what you decide it consists of. I read early in the morning, check emails and then shower et al. After that breakfast and work. Then its home to change for gym. After gym I get dinner then prepare my next day. Lastly I write my articles before bed as I get a creative jones then. Find yours.

2-Do your research.
Know what you’re getting into. The time constraints, the costs, the locale- everything. In business what you don’t know can hurt you.

3-Find a balance.
Life can’t be all work and no play. And this is where scheduling comes in to play. Set aside time for work, your business, sleep, exercise, personal growth and sleep. Can’t find eight hours in a day for rest- think about why. And remember television is your enemy nine out of ten times.

4-Be patient.
Success can be slow. Like chasing down the love of your life. Put in the hours, keep positive and wait for the results. You will succeed if you are patient. Most people quit too soon. They stop a foot short of a diamond field while mining. Or they attempt to recruit everyone they know but two people. And those two that in their mind are solid NOs have the fastest growth. Also approach is key here. Don’t rush people don’t be rude and don’t be cynical. Patience can open a million doors. A simple rule I remember to use is ‘money comes with math and emotions’. And both take time!

5-Bank your profits.
Want to quit your job?
Hate doing sixty hours to your business and thirty five or more to someone else’s?
Remove your profits from your accounts. EVERY SINGLE CENT should go to an account you can’t cash out easily. These profits are not only your future, they are your freedom. Also each dollar that is accruing interest for you is like a little soldier building your fortress of wealth (Superman aint have one of those did he?).

6-Set flexible goals.
Don’t overburden yourself by making what isn’t feasible what you aim to attain. Simple and easy to do. Set small goals. Let those goals be what you can do. Once you obtain these goals you will not only build your confidence but you will have a chain of victories to show others and prove you can build, lead, and most importantly- DELIVER.

7-Take yourself seriously.
Hey folks if you don’t take you seriously I won’t. And neither will John Q public. Have a belief. Have a sense of being the winner. Know you are the best. Cultivate that mind set and remember always- Act As If. Simply put you must project success to succeed.
If you don’t believe you will win why should I? Why should anyone? What you deem factual is! So be the real deal.

#thriveorsurvive

“Nature magically suits a man to his fortunes, by making them the fruit of his character.”
Ralph Waldo Emerson

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat.

Changeinadvance@gmail.com

@changeinadvance

Or simply reply to this article.

#thriveorsurvive

Are You Budgeting (Correctly)?

22 Jun

Are you budgeting (correctly)?

Now I’m sure most of my blog readers are used to my stupid questions. You see I don’t write for the savvy. I don’t even write for the lost. Most of the time I’m just writing to keep my mojo going. You see, writing keeps me. sharp. And the more I write the more my belief in ME grows. I’m building on my commitment. I refuse to fail. Most of you do too I’m sure. And so I ask-
Are YOU Budgeting Correctly?
Budgeting to most people involves rent, food, con ed, cable, and maybe car expenses. But if your venture is a home based business have you added that to your cost? You should. You have committed to wealth and freedom and this may be the most integral step.

-Budgeting is a daily experience.
Your budget is a living thing. It should be monitored and engaged daily. I would go so far as to suggest you look at it daily. I check my accounts daily to see what bills are pending, which are paid, and so forth. An additional benefit to this is unauthorized transactions are caught rapidly. Timing is everything with identity theft so being on top of spending will only help you.

-Budgeting is a lifelong process.
When you budget you should begin by listing all forms of income. Your next step is to list all your debts. Next calculate the values to see if you are in the red or if your in the black. You need to know this to gauge levels and create a start point in your budgeting plans. Savings, insurance, HMOs and so forth all have to be added to your deductions if you add to them monthly or bi-monthly.
Your saving account(s) and 401ks etc shouldn’t be touched but counted in your net worth. Remember establishing the baseline not only shows you the budget you need but gives you a framework that your venture can build from and then expand beyond your original vision to encompass an entire lifetime.

-Budgeting for life is only half the game.
You can’t simply budget for the regular occurrences. Life will throw you numerous curve balls. So why not work some cash into an emergency fund? Being ready is being smart. Nuff said.

-Budgeting for your business is Budgeting For Success.
If you have a budget already I salute you. If you don’t start one. It will help you immensely. Being aware of the factual numbers will give you peace of mind and a way to frame your needs and separate them from your wants. Work out what you must spend. Add in the amounts for savings, emergency funds and so forth. And enjoy the rest. Also make sure you tithe or give to charity. It ALWAYS builds your business better than you would imagine. BUT if you don’t budget for your business the rest is almost worthless. You wouldn’t open a McDonalds without cash right? So why would you start a venture, mlm, etc without expecting to put money into it. You have to spend money to make money. If you don’t want to- it won’t work. Just quit now. Seriously. If your business requires an auto-ship, and you are serious about it- budget for it. Don’t overdraw. Don’t grumble about a few less dollars for beer. Quit. If you refuse to fail- Awesome! Now budget for your success. The money you spend on a business or venture is an investment in yourself. It isn’t money down the drain. Its a physical and monetary commitment. Be proud of it.

Parting thought: are you dissatisfied with your autoship?
Your venture? Or yourself?
Think about that. You might not be an entrepreneur. Nothing wrong there. You might not like the product- find one you believe in then. But being your own boss, making your own hours, and never having to say no- I need that. And I bet you do too.

#thriveorsurvive

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat.
Changeinadvance@gmail.com
@changeinadvance
Or simply reply to this article.

#thriveorsurvive

Are you budgeting (correctly)?

21 Jun

Are you budgeting (correctly)?

Now I’m sure most of my blog readers are used to my stupid questions. You see I don’t write for the savvy. I don’t even write for the lost. Most of the time I’m just writing to keep my mojo going. You see, writing keeps me. sharp. And the more I write the more my belief in ME grows. I’m building on my commitment. I refuse to fail. Most of you do too I’m sure. And so I ask-
Are YOU Budgeting Correctly?
Budgeting to most people involves rent, food, con ed, cable, and maybe car expenses. But if your venture is a home based business have you added that to your cost? You should. You have committed to wealth and freedom and this may be the most integral step.

-Budgeting is a daily experience.
Your budget is a living thing. It should be monitored and engaged daily. I would go so far as to suggest you look at it daily. I check my accounts daily to see what bills are pending, which are paid, and so forth. An additional benefit to this is unauthorized transactions are caught rapidly. Timing is everything with identity theft so being on top of spending will only help you.

-Budgeting is a lifelong process.
When you budget you should begin by listing all forms of income. Your next step is to list all your debts. Next calculate the values to see if you are in the red or if your in the black. You need to know this to gauge levels and create a start point in your budgeting plans. Savings, insurance, HMOs and so forth all have to be added to your deductions if you add to them monthly or bi-monthly.
Your saving account(s) and 401ks etc shouldn’t be touched but counted in your net worth. Remember establishing the baseline not only shows you the budget you need but gives you a framework that your venture can build from and then expand beyond your original vision to encompass an entire lifetime.

-Budgeting for life is only half the game.
You can’t simply budget for the regular occurrences. Life will throw you numerous curve balls. So why not work some cash into an emergency fund? Being ready is being smart. Nuff said.

-Budgeting for your business is Budgeting For Success.
If you have a budget already I salute you. If you don’t start one. It will help you immensely. Being aware of the factual numbers will give you peace of mind and a way to frame your needs and separate them from your wants. Work out what you must spend. Add in the amounts for savings, emergency funds and so forth. And enjoy the rest. Also make sure you tithe or give to charity. It ALWAYS builds your business better than you would imagine. BUT if you don’t budget for your business the rest is almost worthless. You wouldn’t open a McDonalds without cash right? So why would you start a venture, mlm, etc without expecting to put money into it. You have to spend money to make money. If you don’t want to- it won’t work. Just quit now. Seriously. If your business requires an auto-ship, and you are serious about it- budget for it. Don’t overdraw. Don’t grumble about a few less dollars for beer. Quit. If you refuse to fail- Awesome! Now budget for your success. The money you spend on a business or venture is an investment in yourself. It isn’t money down the drain. Its a physical and monetary commitment. Be proud of it.

Parting thought: are you dissatisfied with your autoship?
Your venture? Or yourself?
Think about that. You might not be an entrepreneur. Nothing wrong there. You might not like the product- find one you believe in then. But being your own boss, making your own hours, and never having to say no- I need that. And I bet you do too.

#thriveorsurvive

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat.
Changeinadvance@gmail.com
@changeinadvance
Or simply reply to this article.

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