Tag Archives: Math

Infographic: Rising Cost of College

27 Oct

A quick infographic I found online to show where your money goes in Edu fees.

#thriveorsurvive.

No one goes to the Olympics for silver.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance

http://www.changeinadvance.com

Or simply reply to this article.

Are Fees More Valuable than Feedback?

11 Dec

Are Fees More Valuable than Feedback?

A lot of us want the money. the dollars, the cheese, the dinero. And there is no shame in that. Any businessman who is honest with him or herself knows its true. Even when I help a client expand their reach, the value I create for myself or the commissions I reap are still awesome. When my clients win I win. When my partners gain I gain.
However I want to ask if you, my invaluable readers have a sale or paypal button and a feedback button?
Better yet do you have a Feedback button?

Fees.
We all pay ’em. Rent, licensing, marketing.
And as much as most people loathe them, they want to collect them equally. Funny paradox huh? See, I used to hate my bills- signing checks, sending money orders- ugh! Too much. But I’ve reached a turning point. Paying bills is kind of cool. I’ve made it to a point where my growth can be measured by my self-sustainability we’ll call it. I’m winning and I see it more and more by both the fees I can pay and those I avoid by being an astute consumer. You see I spend less than I make and though I have debt I’m still winning. However I won’t lie I’d love to increase my income. Who wouldn’t right?
And that being said I love commissions and fees. And they are beneficial. However I have something better in mind-

Feedback.
Feedback stinks. You will be insulted. People will spam you. Offers for cheap Cialis and fake Gucci sneakers will probably flood your comments and feedback boxes. Not to cool I know, but imagine what will rock. Praise, form people who recognize your talent and hard work. Thanks and appreciation form people who like what you have to say and the people you actually help. Every time I get a bad comment I’m not fazed. Its funny actually. However when a flaw is pointed out or a grammatical error- Man oh man do I get pumped! It’s a victory. I’m getting free help. Someone took the time to make me better and that rocks. Even the people who point out flaws with an air of condescension are improving my skills. My mistakes only make me better. And everyone who comments on my site are a blessing. Every single thank you, and positive response I get makes me smile all the way down into my heart. When a trainee catches something, an ahha moment for instance- it makes my day. And if you don’t have a way to harness this raw power, to collect this data- you are losing. Sorry. Everyone who is not open to criticism is a failure. And when you don’t let the positivity in its even worse. Positive affirmations trump all negativity. And the best part of all this: It’s all free.

Growth.
Both fees and feedback will deliver growth. The fees will recoup expenses and if large enough will enable you to expand your business and even live better. And that is growth in two different ways. That is winning. Once you put in the work the rest is easy. Feedback however will not only create better growth- but it will increase fees as well. As you become better by listening in and improving you will begin to dominate.
Awesome right. Your mindset and posture will change and improve almost overnight.

We’ve discussed both options and I’d say it is pretty clear what you need to do folks. Be open to growth. Be open to letting your potential rise exponentially. Fees as I said rock but the feedback will truly build your brand and free your mind.

#thriveorsurvive.

“Don’t solicit feedback on your product, idea or your business just for validation purposes. You want to tell the people who can help move your idea forward, but if you’re just looking to your friend, co-worker, husband or wife for validation, be careful. It can stop a lot of multimillion-dollar ideas in their tracks in the beginning.”
Sara Blakely

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Are Fees More Valuable than Feedback?

11 Dec

Are Fees More Valuable than Feedback?

A lot of us want the money. the dollars, the cheese, the dinero. And there is no shame in that. Any businessman who is honest with him or herself knows its true. Even when I help a client expand their reach, the value I create for myself or the commissions I reap are still awesome. When my clients win I win. When my partners gain I gain.
However I want to ask if you, my invaluable readers have a sale or paypal button and a feedback button?
Better yet do you have a Feedback button?

Fees.
We all pay ’em. Rent, licensing, marketing.
And as much as most people loathe them, they want to collect them equally. Funny paradox huh? See, I used to hate my bills- signing checks, sending money orders- ugh! Too much. But I’ve reached a turning point. Paying bills is kind of cool. I’ve made it to a point where my growth can be measured by my self-sustainability we’ll call it. I’m winning and I see it more and more by both the fees I can pay and those I avoid by being an astute consumer. You see I spend less than I make and though I have debt I’m still winning. However I won’t lie I’d love to increase my income. Who wouldn’t right?
And that being said I love commissions and fees. And they are beneficial. However I have something better in mind-

Feedback.
Feedback stinks. You will be insulted. People will spam you. Offers for cheap Cialis and fake Gucci sneakers will probably flood your comments and feedback boxes. Not to cool I know, but imagine what will rock. Praise, form people who recognize your talent and hard work. Thanks and appreciation form people who like what you have to say and the people you actually help. Every time I get a bad comment I’m not fazed. Its funny actually. However when a flaw is pointed out or a grammatical error- Man oh man do I get pumped! It’s a victory. I’m getting free help. Someone took the time to make me better and that rocks. Even the people who point out flaws with an air of condescension are improving my skills. My mistakes only make me better. And everyone who comments on my site are a blessing. Every single thank you, and positive response I get makes me smile all the way down into my heart. When a trainee catches something, an ahha moment for instance- it makes my day. And if you don’t have a way to harness this raw power, to collect this data- you are losing. Sorry. Everyone who is not open to criticism is a failure. And when you don’t let the positivity in its even worse. Positive affirmations trump all negativity. And the best part of all this: It’s all free.

Growth.
Both fees and feedback will deliver growth. The fees will recoup expenses and if large enough will enable you to expand your business and even live better. And that is growth in two different ways. That is winning. Once you put in the work the rest is easy. Feedback however will not only create better growth- but it will increase fees as well. As you become better by listening in and improving you will begin to dominate.
Awesome right. Your mindset and posture will change and improve almost overnight.

We’ve discussed both options and I’d say it is pretty clear what you need to do folks. Be open to growth. Be open to letting your potential rise exponentially. Fees as I said rock but the feedback will truly build your brand and free your mind.

#thriveorsurvive.

“Don’t solicit feedback on your product, idea or your business just for validation purposes. You want to tell the people who can help move your idea forward, but if you’re just looking to your friend, co-worker, husband or wife for validation, be careful. It can stop a lot of multimillion-dollar ideas in their tracks in the beginning.”
Sara Blakely

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Freedom is found in your Finances

24 Aug

Freedom is found in your Finances.

‘Lastly keep a keen eye on the finances. We’ll discuss that next time folks.’

Well folks that moment is here and I have a great set of ideas and facts to help you.
Keep in mind I’m no expert or licensed CPA and or FInancial advisor. I’m simply sharing what I’ve learned and encouraging you to seek out further growth and expertise from those who can shape your fiscal future.

Freedom being found in the financials is almost an oxymoron in most peoples minds. Money, taxes, costs and revenue are practically the devil when they should be a breath of fresh air to all moguls. The sad fact is the details that make money work are the very things that scare most people.

Now I’ve a got a few clues and a few ideas to get you where you need to be.
Let’s unpack this people.

Whether you have bills or not you need a budget. Start with your monthly income. Whether you work off the books or on you need to know what you take home on average. I recommend you work on the books as every dollar you make is bankable towards your future.
Add up your monthly income and arrive at a total. Next add your expenses up- cell phone, cigarettes, metro card, insurance groceries. Everything until you have a clear picture of what you spend monthly not just your bills.
From there see if the two number match or if you are running a surplus or a deficit.
Now let’s assume you bring home 3200 and your bills are 3100. In this case you have a small surplus. And it should be used to either build a safety cushion for future issues or to pay down current debt. If you see that cash as free money or mad money you won’t survive the next recession/depression. Sorry folks but we all need a plan. I personally save almost nothing- why? All my credit cards have a debt relief plan. Also you can’t erase debt on cc’s in a bankruptcy. However you can’t rebuild as fast as you can clear. Now I’ve never used this strategy. I don’t even recommend it but you see the use? What we need to do as business people is now the limits of our dollars. And to do that always pay your bills and debts first. I don’t care how small- pay the bills first! Next take what’s left and pay off more bills. Either remove debts or be ahead of debts. That’s sound financial strategy my friends.
Also, look for cheaper insurance and cell phone/ internet/ cable plans. Bundling may save you money. So look into it.

A few more points:

-A Good Cpa.
A good cpa will find you money and deductions not hide from the irs’ eye. Many tax preparers’ will tell you to take the automatic, minimal deductions for your business. However that helps them and their licenses’ not you. Remember you get what you pay for and the cheapest cpa/ tax prep person isn’t your best friend.

-Good software.
Good software helps. A LOT.
Why? Simple. The easier it is to track your expenses the better your records will be. The company I use shows real time usage, and deductions and links to ALL my checking accounts,credit cards, et al. This puts me at ease as I know I can be lax. I only have to input my customers, clients, prospects, and new team members as I meet and or sign them up. So simple, so freeing.

-Receipts.
Even with great software I keep all my receipts. I also mark the date in blank ink and any correlating data as well on the back of the receipts. If you sign a client or partner in a restaurant or bar you get deductions as well. So next—

-What you can deduct.
If you sign people at certain venues and certain cost points you will win. Meals, phone bills, office rent, and many more options are available to a serious mogul. Get your paperwork in order, get a real CPa and you will prosper. Remember spending money on you business is necessary. However losing money on a new or existing venture isn’t.

-Debt control.
Controlling debt, public and private is key. Know the difference. You can spend money on your business, for your business, and from said businesses credit when you set things up properly. Pay off the debts of any and all businesses first so you are in the green sooner. This will ensure you win.

-Spending is good.
Autoships, company letterhead, insurance policies, etc are all useful expenses. Not everything will get you a deduction but if you can legitimately spend a dollar to get your venture off the ground you will win!
Money spent on training, mentors, and advertising is well spent. So long as you don’t go to the person(s) who seems creepy or isn’t making you money.
In life and in business you need to spend money to make money so spend it wisely.

Bonus- Money comes with math and emotions.
So make sure your math, their emotions, and your emotions are all in sync. If not you are wasting time. You need to bond with people to create an empire. When you don’t you have nothing. Make a choice.

#thriveorsurvive.

“You will be what you put into this life.” Tony
“People don’t buy for logical reasons. They buy for emotional reasons.” — Zig Ziglar

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Food for thought

27 Dec

The lottery, is a tax on people who can’t do math.
Via http://www.24hgold.com

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