Tag Archives: fees

Infographic: Rising Cost of College

27 Oct

A quick infographic I found online to show where your money goes in Edu fees.

#thriveorsurvive.

No one goes to the Olympics for silver.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance

http://www.changeinadvance.com

Or simply reply to this article.

Are Fees More Valuable than Feedback?

11 Dec

Are Fees More Valuable than Feedback?

A lot of us want the money. the dollars, the cheese, the dinero. And there is no shame in that. Any businessman who is honest with him or herself knows its true. Even when I help a client expand their reach, the value I create for myself or the commissions I reap are still awesome. When my clients win I win. When my partners gain I gain.
However I want to ask if you, my invaluable readers have a sale or paypal button and a feedback button?
Better yet do you have a Feedback button?

Fees.
We all pay ’em. Rent, licensing, marketing.
And as much as most people loathe them, they want to collect them equally. Funny paradox huh? See, I used to hate my bills- signing checks, sending money orders- ugh! Too much. But I’ve reached a turning point. Paying bills is kind of cool. I’ve made it to a point where my growth can be measured by my self-sustainability we’ll call it. I’m winning and I see it more and more by both the fees I can pay and those I avoid by being an astute consumer. You see I spend less than I make and though I have debt I’m still winning. However I won’t lie I’d love to increase my income. Who wouldn’t right?
And that being said I love commissions and fees. And they are beneficial. However I have something better in mind-

Feedback.
Feedback stinks. You will be insulted. People will spam you. Offers for cheap Cialis and fake Gucci sneakers will probably flood your comments and feedback boxes. Not to cool I know, but imagine what will rock. Praise, form people who recognize your talent and hard work. Thanks and appreciation form people who like what you have to say and the people you actually help. Every time I get a bad comment I’m not fazed. Its funny actually. However when a flaw is pointed out or a grammatical error- Man oh man do I get pumped! It’s a victory. I’m getting free help. Someone took the time to make me better and that rocks. Even the people who point out flaws with an air of condescension are improving my skills. My mistakes only make me better. And everyone who comments on my site are a blessing. Every single thank you, and positive response I get makes me smile all the way down into my heart. When a trainee catches something, an ahha moment for instance- it makes my day. And if you don’t have a way to harness this raw power, to collect this data- you are losing. Sorry. Everyone who is not open to criticism is a failure. And when you don’t let the positivity in its even worse. Positive affirmations trump all negativity. And the best part of all this: It’s all free.

Growth.
Both fees and feedback will deliver growth. The fees will recoup expenses and if large enough will enable you to expand your business and even live better. And that is growth in two different ways. That is winning. Once you put in the work the rest is easy. Feedback however will not only create better growth- but it will increase fees as well. As you become better by listening in and improving you will begin to dominate.
Awesome right. Your mindset and posture will change and improve almost overnight.

We’ve discussed both options and I’d say it is pretty clear what you need to do folks. Be open to growth. Be open to letting your potential rise exponentially. Fees as I said rock but the feedback will truly build your brand and free your mind.

#thriveorsurvive.

“Don’t solicit feedback on your product, idea or your business just for validation purposes. You want to tell the people who can help move your idea forward, but if you’re just looking to your friend, co-worker, husband or wife for validation, be careful. It can stop a lot of multimillion-dollar ideas in their tracks in the beginning.”
Sara Blakely

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Are Fees More Valuable than Feedback?

11 Dec

Are Fees More Valuable than Feedback?

A lot of us want the money. the dollars, the cheese, the dinero. And there is no shame in that. Any businessman who is honest with him or herself knows its true. Even when I help a client expand their reach, the value I create for myself or the commissions I reap are still awesome. When my clients win I win. When my partners gain I gain.
However I want to ask if you, my invaluable readers have a sale or paypal button and a feedback button?
Better yet do you have a Feedback button?

Fees.
We all pay ’em. Rent, licensing, marketing.
And as much as most people loathe them, they want to collect them equally. Funny paradox huh? See, I used to hate my bills- signing checks, sending money orders- ugh! Too much. But I’ve reached a turning point. Paying bills is kind of cool. I’ve made it to a point where my growth can be measured by my self-sustainability we’ll call it. I’m winning and I see it more and more by both the fees I can pay and those I avoid by being an astute consumer. You see I spend less than I make and though I have debt I’m still winning. However I won’t lie I’d love to increase my income. Who wouldn’t right?
And that being said I love commissions and fees. And they are beneficial. However I have something better in mind-

Feedback.
Feedback stinks. You will be insulted. People will spam you. Offers for cheap Cialis and fake Gucci sneakers will probably flood your comments and feedback boxes. Not to cool I know, but imagine what will rock. Praise, form people who recognize your talent and hard work. Thanks and appreciation form people who like what you have to say and the people you actually help. Every time I get a bad comment I’m not fazed. Its funny actually. However when a flaw is pointed out or a grammatical error- Man oh man do I get pumped! It’s a victory. I’m getting free help. Someone took the time to make me better and that rocks. Even the people who point out flaws with an air of condescension are improving my skills. My mistakes only make me better. And everyone who comments on my site are a blessing. Every single thank you, and positive response I get makes me smile all the way down into my heart. When a trainee catches something, an ahha moment for instance- it makes my day. And if you don’t have a way to harness this raw power, to collect this data- you are losing. Sorry. Everyone who is not open to criticism is a failure. And when you don’t let the positivity in its even worse. Positive affirmations trump all negativity. And the best part of all this: It’s all free.

Growth.
Both fees and feedback will deliver growth. The fees will recoup expenses and if large enough will enable you to expand your business and even live better. And that is growth in two different ways. That is winning. Once you put in the work the rest is easy. Feedback however will not only create better growth- but it will increase fees as well. As you become better by listening in and improving you will begin to dominate.
Awesome right. Your mindset and posture will change and improve almost overnight.

We’ve discussed both options and I’d say it is pretty clear what you need to do folks. Be open to growth. Be open to letting your potential rise exponentially. Fees as I said rock but the feedback will truly build your brand and free your mind.

#thriveorsurvive.

“Don’t solicit feedback on your product, idea or your business just for validation purposes. You want to tell the people who can help move your idea forward, but if you’re just looking to your friend, co-worker, husband or wife for validation, be careful. It can stop a lot of multimillion-dollar ideas in their tracks in the beginning.”
Sara Blakely

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Your Feelings on Taxation May Indicate Your Success Ceiling

10 Oct

Your Feelings on Taxation May Indicate Your Success Ceiling.

Touchy subject, I know. And folks outright I’m telling you- pay your taxes!
No ifs ands or buts!
The issue I’m talking about today is fearing the tax man. If you play it straight there is no need. So let’s break this down a bit.
Also I’m not a licensed financial advisor so everything I state is conjecture and opinion.
Aka I’m not liable ;).

I have a coworker who does 90 to 100 hours of work a week. And that’s between two jobs. At his night job he’s a supervisor. And in the day he’s at the bottom of the pay scale. When I approached him with simple ways to raise his pay via union and or company related methods that were low cost he said ‘naw then I have to pay more taxes.’. He essentially turned down about 10 to 12 grand in extra income to do the same hours, same labor. I’m sorry folks but in my book that is the definition of insanity.
He has dependents.
He has a home.
His spouse has a home based business.
These are all great tax deductions.
Also he could make that money and have it go to pre-tax retirement funding or medical funding plans to offset future costs. See he would in essence be funding both his present and his future with the governments blessing. He’d also gain peace of mind and some extra coin in his pocket.
However he won’t do it. Which leads us to the next issue.

-Self imposed failure
Folks I’m not being mean. I’m not a jerk either. I just call an ace an ace and a spade a spade. What my coworker is doing is self imposed failure. Simply put that is when you are the author of your own disaster. Sadly this ruins more entrepreneurs than competition. Fear of taxes and the long arm of the irs is gutting people. Look at the coming elections and the current fear many business owners have. Taxes from healthcare, 75% tax brackets in france. People who can are avoiding it and saving wealth and others are simply self sabotaging. I personally am more scared by the fear. The only way to beat the system is to learn it’s rules. The tax code has ways to enable you. Get a great CPA. Not the local guy. Learn the rules. Life is chess not checkers and as such you have to move from that mindset and rule group.

-Owning your own business can help stave off taxes legally.
Lastly, if you are scared of taxes don’t be. Uncle Sam rewards those who give back by creating jobs. The people who become the stopgap are those who will be richly rewarded. When you make a greater effort there is a greater reward. Its that simple. Ever put your all into something?
What did you reap? I bet more than you did when you put in less effort. See Jeter, Jordan, Bloomberg and the rest. To get to the top you have to put your all in.
I have chosen the independent route. While I will keep my day job for now- I will be minding my business full time. It is the true way to survive. And while I’ve had a few failed options my learning curve has been tremendous. And all the while I reaped the rewards of tax benefits I earned legitimately. And its a good feeling. I earned income. I lost income. And I got tax breaks in all instances. It works folks.
If you step out of your comfort zone you will succeed.

Basically folks if you fear taxes you are living with a self imposed ceiling. You have literally told your mind and subconscious to program failure as the main option and catalyst. When fear becomes the strongest advocate your horizons shrink.
Let your life be more than that. If your tax bracket makes you feel pressure GOOD!!!
Pressure creates diamonds. Don’t let the fear of a small tax bill impede dreams of great wealth.
What is a million dollar tax bill to a billionaire? (And even that bill can be worked with via the United States governments legal tax code!).
See the point?

#findyourfuel.
#thriveorsurvive.

“Things work out best for those who make the best of how things work out.” -John Wooden

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Image 19 Sep

New Fees in Obama Plan Won’t Just Hit Millionaires-AP press

Air travelers, federal workers, military retirees, wealthier Medicare beneficiaries and people taking out new mortgages are among those who would pay more than $130 billion in new government revenues raised through new or increased fees.

These fees are advertised as “savings” in administration budget documents.

(Click the pic for full article)

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