4 TIPS FOR GREAT DAILY PRODUCTIVITY

20 Nov

4 TIPS FOR GREAT DAILY PRODUCTIVITY
WORK STINKS. Punch in, drudgery, drudgery, drudgery-punch out. While that might not be your daily grind many people are stuck in this exact rut.
Password Productivity-
Passwords are needed on everything except the kitchen sink. Sadly people will load viruses, steal credit cards and identities or even crash servers for entertainment. So while we could lament the loss of altruistic behavior I instead see a golden opportunity. Why not use your password as a reminder of a goal or objective. Set a deadline, or timeframe. Example: I promised myself 15 grand pure profits by 2015. So why not make the password 15Grand2015. In this fashion your password is continuously bombarding your conscious and subconscious with a goal. You aren’t agonizing over it. You aren’t redirecting or even misdirecting focus

itunes ready and waiting-
itunes is a great tool. It has your music ready, cataloged and grouped per your liking. I don’t know about the rest of you but music is an expansive tool for me. In the office it sets a smooth groove for me to work in akin to a needle running along the old 45 records- Rich quality, continuity, and completion. When I hit the gym, I have a list ready just for it. These are the tracks that get me the most excited. itunes becomes my hype-man. Lil’ trick folks, use that ‘hype’ playlist only when you need to get hyped up. The songs lose some efficacy when you hear them over and over again. Music can elevate or lower moods as well so use it tactfully and you will find you are quicker, and more flexible at all your tasks.

-Variety makes it all better-
Variety my friends is the seasoning of life. It makes it all better. This is why I enjoy multitasking so much. I take variety and busy schedules and turn them on their ear so they work for me. There is nothing greater than enjoying the differences. I won’t belabor this point.
Suffice it to say enjoy all 31 flavors folks.

-Life Goes On All the Day Long-
No matter what happens in life- the clock keeps ticking. To lose time is ridiculous. Forward motivation is your only concern. In my blog as I am building it, I struggle too. I’ve had days where I can’t post or have missed deadlines. And yes I own up to it. It is totally a TONY issue. Now from this point I can sulk and lose time or reflect and move on. I choose to try and reorganize my time, the flow of my day so to say. I make it a habit to have multiple drafts ready and to try to post 12 hours earlier than I am accustomed to. These little steps have increased productivity and expanded my creative cycle.
Do I still make mistakes? Sure.
Do I regret it? Not at all.
My life is multifaceted and as such I refuse to lose time with my family, friends, or even my craft. I love what I do and will continue to chronicle my entrepreneurial adventures and a trick or two I learn along the way.
Carpe Diem it up folks!!!
#thriveorsurvive
Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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MAKE THE POOR RICH?

19 Nov

For today’s article I found myself motivated by an excerpt from the net:

In the words of Florida Sen. Marco Rubio

“The way to turn our economy around is not by making rich people poorer; it’s by making poor people richer.”
(Read more: http://bit.ly/RP1V65)

Now this I found very intriguing.  In this time of peoples unrepressed loathing of the 1% and the Occupy Wall Street movement there seems to be an every growing desire to rob the rich.  Now I know many people are going to ream me for this but I just can’t get with taking from those who built their fortunes.

The rich pay a vast majority of the taxes. 

The rich give the most to charities and non-profits globally (see buffet and gates).

If we are to simply take what they make, what incentive is there to keep making money and giving it as well?

In my humble opinion it is high time we find a way to incentivize people’s efforts to be rich.  Not everyone will make it, not everyone wants to- but wouldn’t the world be better if we all strived for greater gains?  Imagine if Michael Jordan only wanted single digit stats?  If Ali didn’t want to be the greatest? And what if Steve Jobs didn’t insist on perfection?  I think we would have lost as well.  Add Leonardo da Vinci to that mix to my friends and imagine what profound loss we as a species would have.  And it is in this vain that I exhort you to do as Rubio suggests.

Every economy in the world benefits when there are more wealthy folks or even those with healthy bank balances.  So let’s see how you would get there.

*Mind your Business.  Yup- not what your mom said, what Tony says.  Simply put make your own money.  Don’t be a wage slave forever.  If you don’t agree why not simply start a part time business from home?  Extra money in your spare time or a business that sets you free from having a boss is ideal.  The average millionaire was middle to lower class.  It doesn’t always take vast sums of cash to make more cash.  Bloomberg wasn’t born a billionaire but will die one.  He set lofty goals for himself and let his ambition move him beyond simple things.  Id dare say all his dreams have been actualized.  Doesn’t that sound great?  What separates us from him? Nothing. 

*SAVE, SAVE, SAVE.

Can’t find the time to build an empire?  Just not sure that’s what you want?  That’s not a problem.  Its fine actually.  Simply save and live below your means.  Start out trying to put aside 5% every month.  After the bite of this begins to fade up shift to 7%.  After that 10%.  Your goal should be to stash 20% of your take home every month from now to eternity.  Even after you reach your targeted amounts and goals- save more.  In retirement as well, save more.  The greater your capital cushion the easier you will weather the financial storms and the less stress you will feel.  When you hit a financial curve you will pause and then continue your forward motion.  Imagine not worrying about money, because you have an excess.

Your economic future is in your hands.  Therefore why would you not craft the most amazing, dynamic, wealthy personal economy you can?

#thriveorsurvive.

In a country well governed, poverty is something to be ashamed of. In a country badly governed, wealth is something to be ashamed of.
Confucius

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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TRUTH

19 Nov

The clarity you gain today might not be enough to see you through tomorrow. Live everyday seeking more.

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FRIENDLY REMINDER TO SEE MY WRITING. (I was blessed!!!)

18 Nov

ITS OUT da NEW Fall Issue of MOOV check it @
Featuring yours truly, Special J, and many more.

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SUCCESS IS WHAT YOU MAKE IT

18 Nov

SUCCESS IS WHAT YOU MAKE IT

Life is simple. Business isn’t. However in each and every endeavor what you put into it is what you get out. To get ahead you have to make moves. So let’s hash that out quickly.

True success is described differently by different folks. What you say is success may vary widely compared to my description.
I personally see success as vast achievement in every endeavor you partake of. For me it involves cash flow, family, friends, entrepreneurial success and a Porsche. Lol. Yes a Porsche. I am obsessed with this car. A big wig at my moms job had one and one minuscule ride in the back seat sealed the deal. I love the idea of a nasty little two door Porsche.
Speed agility power. That’s it. And It kind of details what success requires.

-Making moves at the proper speed will take some timing but will build your business rapidly. Speed isn’t always a matter of going fast but of having the ability to transition rapidly or to down shift to an acceptable rate. Having the skill to not only do so but know when to will define your career.

-Agility is simply an extension of speed management. Knowing when to change, to shift directions saves lives and builds fortunes. A lot of businesses aren’t agile. Rim may be the most pointed to example of this. I prefer to use Palm and its treo. And Handspring. These companies were ahead of the curve. They were lapping the competition. Amazing times were in store. Then Google, Apple, and some others spit on their graves. What killed them? They couldn’t shift. No agility. Life requires pivots. Some curves are insurmountable in appearance. An agile businessman however sees turns in advance and changes (Change In Advance get it).
In business you won’t be on top forever. The only way it is even possible is to move forward and be that change. Let the customers and the world know what they want. Be ahead or be behind. Just be agile enough to change lanes at a moments notice.

-Power is simple. Its forceful. Its logical.
You need to be powerful. You don’t need to be ignorant and drunk with power. It also need not necessarily be physical. True power comes from within. Power comes in many forms, but true power can change lives dramatically. My power comes from an ability to give and teach. I use my words to inspire and shape. I mold minds as mine was once molded. My strength in the gym or my powerful prose are worthless when it comes to giving. What makes me strong is simply that I give. I make every effort to build up those who are inclined to listen. In a recent election I cleared over 70% of the vote. 70%. It wasn’t me being better or cooler. It was people putting their faith in what I’d already done. When asked for help I don’t turn people down. I give. Such is required of those who are given much. And so I feel that I must give. Power is to be shared to be used. Then it grows.
Understand?

Let’s build a greater power base. We are all stronger together. As such power was shared with me I now share it with anyone ready to listen.

#thriveorsurvive.

“I, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn’t arrived yet. I have just one day, today, and I’m going to be happy in it.”
Groucho Marx

“Always continue the climb. It is possible for you to do whatever you choose, if you first get to know who you are and are willing to work with a power that is greater than ourselves to do it.” Ella Wheeler Wilcox

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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13 Nov

Writing, to me, is simply thinking through my fingers. Isaac Asimov

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5 Little-Known iPhone and iPad Apps for Startups

13 Nov

5 Little-Known iPhone and iPad Apps for Startups

Being a small business owner can be trying.  Times are tight, the economy is dreary, and you have to make every dollar stretch.  To add to the general mayhem you have all the day to day tasks of accounting, management, sales tracking and administrative needs on your shoulders.  Find this daunting?  Well I’ve got 5 iOS apps to make you more efficient.

Invoice2Go: This app lets you create invoices and estimates on your iPad and even your iPhone. You can make one complete list of all billable items and store them cohesively. Perhaps you might prefer the Receipts2go plugin to bill for items that are specific only to certain jobs or accounts. To top it all off your completed invoices can be printed right from the app or emailed if you are so inclined.

You can get three free invoices and after that its about 25.00 bucks a year for a 100 invoices.  By the way, you can even see your financials at a glance with this app.

 

Docusign Ink: No more printing and scanning with this app. Sign all sorts of documents electronically and save time you can use your phone or devices camera to take a picture of relevant documents or upload from a cloud drive- cool right?  Docusign Ink even converts documents easily so you drag and drop your signature. Simply save and send to complete the process.

Client forgot to sign? No problem, simply have them sign vial email. The catch is simple: unlimited documents can be signed for free.  However there is a limit of five additional signatories. After that they will ask you to purchase a plan starting at 15.00 bucks a month.

FYI- Doucsign Ink is also available on Android.

 Bento 4 for iPad: A recently redesigned personal database app that helps you present and organize data. What makes Bento 4 stand out from the crowd is that it allows you to combine tables and text fields with images by simply drag and dropping utilizing one of the 40 free templates.  Highly useful in multistep projects or sales meetings, Bento is quite versatile. With a price tag of 9.99 your wallet doesn’t get beat up either.

Concur: An organizational tool/app for frequent travelers. Manage your itinerary, book hotel rooms, check airline reservations. Concur is also great for tracking your expenses on the go.  Input information by hand, or use e-receipts. You can also scan receipts. Trips over? Concur will combine all the info into one cohesive expense report.  While the app is free on iPad and iPhone you will need to link it to a desktop Concur account.  This however is 8.00 bucks per person, per month.  A little more than some want to spend but a great report, and it’s a tax deduction I’d bet (See your CPA for that info though).  Concur is also available on Android for my so inclined cohorts.

Delivery Status Touch: Move a lot of merchandise? Delivery Status Touch can help keep track of them. 4.99, gets you an app that works directly with all of the major delivery companies/services and automatically gets information from Amazon, Apple and Google Checkout. As soon as a package is added it will appear on the the home screen. After that point you can track the progress of each and every package you have; coming or going.

 

 

#thriveorsurvive

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

 

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MOOV MAGAZINE

12 Nov

Moov Magazine now features yours truly as a featured columnist.
See me in the fall edition.
My column is Making MOOVS

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The Terrorists in Your Wallet and the Seal Team 6 in your Mind.

11 Nov

The Terrorists in Your Wallet and the Seal Team 6 in your Mind.

Like many Americans I’ve been the victim of identity theft. Twice. And while it is upsetting it isn’t quite the daunting task that most people believe. Ill help you get started.

-Paperwork and Phone Calls.
Beating credit theft is imminently doable. America has a recent overhaul that helps or hurts depending on perspective. For now though we will focus on the other parts.
So your card gets declined. Now you’re embarrassed. And your credit is ruined.
Nope it isn’t. You can fix this. You can reclaim everything. It all starts with a simple phone call. Call the company issuing your credit card. Alert them to the issue and list every transaction that is questionable.
Write out the name of who you spoke with and their title. Get an id# of they have one. I always ask for a manager. Go to the top. It gets things done faster. Print and highlight the thefts. Staple all this together. As well as any correspondence you get from them.
Also make sure your card is canceled- as in the number not the account. You can close the account but your credit score will drop as your debt to credit ratio will drop.

-Check your Accounts weekly or better.
All of them. Every type. Without Fail. Get it done. No excuses. No lies. There is always time to secure ones future. Your credit is in your hands.
Setup email and text alerts. Its free at many banks if not all. I personally check my bank accounts and credit accounts every 2 to 5 days. Why wait for free help when you can be proactive? Manage your finances like you do your itunes.

-Get Your Free Credit report Every Year. The government has set aside a permanent website and free credit reports from the 3 major credit companies- Experian, Equifax, and Transunion. In my experience Experian holds the most weight. But all can effect your credit scores et al.
Here’s a nasty secret though: there are 6 credit bureaus. Ouch right. I used to have info on 4 out of 6 but that’s it. I will suggest though that you folks get your fico aka fair isaac score. This one holds a lot of weight. You need it more than you think. Pay if you have too. Now at the bottom of this post ill have the links to the 3 big boy sites and the government secure site to get your anual credit reports. So now that I’ve done the leg work you are free to simply monitor the reports. Once you get them- peruse them with extreme prejudice. Anything that is even 4 cents off must be questioned. Call, write, email. Whatever. Get responses, get answers.
And those boiler plate, pre-fabricated letters all over the net- skip them. The big credit companies have robotic programs that know the format and even the type fonts. Scary in a way but efficient and innovative. Beat them by being starkly real.
Till then my folks:
#findyourfuel

Equifax: 1-877-576-5734; http://www.alerts.equifax.com

Experian: 1-888-397-3742; http://www.experian.com/fraud

TransUnion: 1-800-680-7289; http://www.transunion.com

https://www.annualcreditreport.com/cra/index.jsp

 

#thriveorsurvive

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Once more:

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Your Body is A Result Of The Path You Take (So Is Your Business)

10 Nov
    Your Body is A Result Of The Path You Take
    (So Is Your Business)

    If you read my blog you will see I’m quite an enthusiast for bodybuilding and weightlifting in general. To me they are the
    true athletes. These two branches of the same tree require more effort and longer time frames. They require an inner greatness most refuse to accept resides inside them. Indeed many people are afraid to rise to the greatness that is humanity at large. But I digress- what bothers me most is that people will blame everyone but themselves. Ever see the guy or gal who is in the gym 3 times week and has no results?
    Its scarily normal. They do circuit training and read Men’s Health and all that jazz. Yet they stop there.
    And this is why they fail. Your body will be no more than the path you travel. Simple. Easy. Factual. Your body is a manifestation of you. It is essentially you. If you are mad at your shape or lack of muscle tone you are to blame. If you are at your pinnacle, the zenith- then you win. You have done what you set out to. See me, I’ve been there. Thrice. And receded. Thrice. No good. The cool part is I don’t quit. I fight my way back repeatedly until I win. However my failures are my fault. I walked off my path. At one point I hit 293 lbs and flabby. And when I chose to fight I hit 243 in 3.5 months. Will power, did it for me. I had supplements and a good gym. And I changed my diet and eating habits. It worked; because I worked hard at being a better me. And when I wanted to benchpress 325 pounds with no help – I did it. ME.
    You see the mind is a fickle thing. It requires you to believe in it. It requires your heart be part of the conspiracy. You see to get anything done requires a conspiracy. Now I don’t mean the negative birther kind.
    Conspiring can be perceived as you and your mind and heart meeting to beat your body. And that isn’t bad. You may prefer teamwork as the term of choice. I say no.
    We as people wanting to improve our bodies must conspire against our bodies.
    Tom Platz said ‘Put Your mind in the muscle’. He is right (Fyi Mr. Platz is a world renowned body builder). To get his body right required his mind to be the best and the boss.

    Okay I droned on enough. How does this all relate? Well, Your business won’t be more than you are. If your paperwork is shabby you lose. If your product is trash, find a garbage can. Not to be a jerk but your business is a result of the path you take; of the path you choose. You are in charge.
    What growth you gain you manifest. Make a decision- stick with it. Be more than your idea. Be the boss. Be the fact. Be the fiction. Every business begins with a dream and from there you must make the rest balloon larger than reality. The path you choose is the only thing that will make you a success or a failure.
    Simply put we get only what we put in. Leadership requires you lead.
    Success requires you make moves.
    What will you do?
    Will you choose the truth? Or blame the economy?

    #thriveorsurvive.

    “Don’t wait. The time will never be just right” –Napoleon Hill

    Thoughts? Concerns?
    Questions? Think I’m wrong?
    Let’s chat.
    Need ideas?
    Want to learn how to invite?
    Let’s chat.
    Want a mentor or maybe the guy who will bounce ideas back and forth with you?
    Let’s chat-
    Tony@Changeinadvance.com
    @changeinadvance
    http://www.changeinadvance.com
    Or simply reply to this article.

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