Tag Archives: FEAR

Your Feelings on Taxation May Indicate Your Success Ceiling

10 Oct

Your Feelings on Taxation May Indicate Your Success Ceiling.

Touchy subject, I know. And folks outright I’m telling you- pay your taxes!
No ifs ands or buts!
The issue I’m talking about today is fearing the tax man. If you play it straight there is no need. So let’s break this down a bit.
Also I’m not a licensed financial advisor so everything I state is conjecture and opinion.
Aka I’m not liable ;).

I have a coworker who does 90 to 100 hours of work a week. And that’s between two jobs. At his night job he’s a supervisor. And in the day he’s at the bottom of the pay scale. When I approached him with simple ways to raise his pay via union and or company related methods that were low cost he said ‘naw then I have to pay more taxes.’. He essentially turned down about 10 to 12 grand in extra income to do the same hours, same labor. I’m sorry folks but in my book that is the definition of insanity.
He has dependents.
He has a home.
His spouse has a home based business.
These are all great tax deductions.
Also he could make that money and have it go to pre-tax retirement funding or medical funding plans to offset future costs. See he would in essence be funding both his present and his future with the governments blessing. He’d also gain peace of mind and some extra coin in his pocket.
However he won’t do it. Which leads us to the next issue.

-Self imposed failure
Folks I’m not being mean. I’m not a jerk either. I just call an ace an ace and a spade a spade. What my coworker is doing is self imposed failure. Simply put that is when you are the author of your own disaster. Sadly this ruins more entrepreneurs than competition. Fear of taxes and the long arm of the irs is gutting people. Look at the coming elections and the current fear many business owners have. Taxes from healthcare, 75% tax brackets in france. People who can are avoiding it and saving wealth and others are simply self sabotaging. I personally am more scared by the fear. The only way to beat the system is to learn it’s rules. The tax code has ways to enable you. Get a great CPA. Not the local guy. Learn the rules. Life is chess not checkers and as such you have to move from that mindset and rule group.

-Owning your own business can help stave off taxes legally.
Lastly, if you are scared of taxes don’t be. Uncle Sam rewards those who give back by creating jobs. The people who become the stopgap are those who will be richly rewarded. When you make a greater effort there is a greater reward. Its that simple. Ever put your all into something?
What did you reap? I bet more than you did when you put in less effort. See Jeter, Jordan, Bloomberg and the rest. To get to the top you have to put your all in.
I have chosen the independent route. While I will keep my day job for now- I will be minding my business full time. It is the true way to survive. And while I’ve had a few failed options my learning curve has been tremendous. And all the while I reaped the rewards of tax benefits I earned legitimately. And its a good feeling. I earned income. I lost income. And I got tax breaks in all instances. It works folks.
If you step out of your comfort zone you will succeed.

Basically folks if you fear taxes you are living with a self imposed ceiling. You have literally told your mind and subconscious to program failure as the main option and catalyst. When fear becomes the strongest advocate your horizons shrink.
Let your life be more than that. If your tax bracket makes you feel pressure GOOD!!!
Pressure creates diamonds. Don’t let the fear of a small tax bill impede dreams of great wealth.
What is a million dollar tax bill to a billionaire? (And even that bill can be worked with via the United States governments legal tax code!).
See the point?

#findyourfuel.
#thriveorsurvive.

“Things work out best for those who make the best of how things work out.” -John Wooden

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http://badcopnodonuts.com/2012/09/14/15238/

24 Sep

http://badcopnodonuts.com/2012/09/14/15238/.

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SAVE NOTHING!!!!

21 Sep

SAVE NOTHING!!!!

NO MORE SAVINGS ACCOUNTS!!!
Savings accounts are killing your dreams. Your fancy IRA and 414k are slaving you out! Stop saving your money.
Okay. Wait up folks. Let me get into all this.
There’s a lot you need to know and I only got a few of the pieces. Let’s get it in my friends.

–Ok, go ahead and save.
Save something but you shouldn’t be betting it will save you. A lot of people work like dogs and sock away that glorious 20%. Great plan. I applaud you. However I don’t agree. At this stage of my life I’ve committed to paying down my debts. I need financial freedom now. And before the economy tanked this was my thought. I knew I’d make up for lost time with the extra dollars, but couldn’t do both. So saving money is a last goal not a first. I say save something. Get up to a grand and stop. Suze Orman says save 6 months- for me that’s 18,200 bucks. Sorry Suz, but before the economy took a crap in my wallet you had a different plan for me. Ill skip you and a few others.

–Your job won’t save you.
This part corresponds to the last one. Your job won’t provide the income you need. If you aren’t a top level CEO with that golden parachute forget it. Move on. Now you don’t have to quit but reassign your drive.

–Make money. Create cash flow.
This is the only way I think we can thrive and not just survive. A friend and I have committed to buying a small amounts of .999 pure silver to hold wealth and barter if necessary. Now yes, I know this is savings. However its not fiat currency in the bank. Its not devalued dollars and I can trade it in this economy and in the event of an economic collapse- global or local.
Now this may not fit with the part of the article I started but wait- as my silver appreciates I make money. As I buy volumes cheap now I will beat the rise I see coming. And as I cash in ounces over time I will have a consistent cash flow. See how that works? Disagree with my concept fine but I have a way that is fluid and set to the constraints I designed. I have a plan. I’m in control. And a savings account wouldn’t do this for me. Look at the interest rates from ’06 to ’12 and tell me what you think.

–Let residual income save you.
This is the way most people hate. Or even outright malign and avoid. Residual income simply means money coming in the future from past efforts. That’s it. You don’t need an mlm but why not try one? Tax breaks, fiscal education, what do you lose? Its a good way to learn at the very least. If not what do you think dividends in mega-conglomerates are? Get it. Continuous income is a key strategy. Why do banks charge interest? Car loans, mortgages, school loans. These are residuals for a bank. Create your own my friends.

–You can’t reach your full potential wit a safety net.
This might be the key to my article. The heart of existence too.
When we aim for safety first we lose first. Life is a quick trip some say. I’m in my thirties and I let fear get me a lot when I was young, heights, rock climbing- no more. Last time I hit a theme park I got on every ride and got the cam picks to prove it. I screamed like a little kid but loved it in the end. And in life there is a saying: go for broke. If you do nothing but play it safe nothing will change. There is no growth. There is no dream. There is no hope.
Now I refuse to be safe. I use the club in my car and have alarms in my apartment and a go bag. But I don’t wait for safety in finance. I don’t wait for safety in my blog or my ventures. I reach for the stars. I commit funds and worry later. I’m not foolish but prudent. And here’s why: I’m used to making safe and or smart decisions and so when I take risks they are calculated. And that is smart. I share my world in this blog. I share my mind and heart with anyone willing. And I follow the financial strategies most shun.
And for me that works. I take a lot of fiscal risks. And yes I’ve lost money. I bought fools stocks too. The learning I gained was priceless. The courage I found- more so. This is my life and I won’t follow talking heads. I’m moving forward with no qualms.
I will be rich. By my hand, my choices, and with no safety net. Sorry to my fiscally prudent fellows- I won’t save to fight fear when success trumps all.

#thriveorsurvive.

Playing it safe is the cousin of fear when its true rationale eludes us. -CEO, Change In Advance.

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Just Walk Across the Room

19 Sep

Just Walk Across the Room.

A lot of people have fears.
Fear of rejection.
Fear of success.
Fear of failure.
Fear of fear.

However the biggest issue here is that the fear is talking. And in any venture you just have to WALK ACROSS THE ROOM.
Start the dialogue and let the cards fall where they may. Let’s examine a few. examples shall we.

-Procuring funding is an arena where you can’t hide. To get an angel investment or even a Kickstarter one you have to be seen, be heard. People want to know what makes your idea better. I don’t even give to a charity I don’t believe in. I want to know how they spend, where they spend, and salary breakdowns. Its prudent to not waste your money so I don’t.

-Recruiting is a numbers game no doubt about it. It requires greater exposure, and more courage and cunning. However to gain the numbers you have to reach your desired pinnacle people have to know you.
WALK ACROSS THE ROOM. Meet them head on. To gain the value you seek you must lose the fear. Speak to strangers everyday. Speak to coworkers and classmates daily. There is a way to beat the game. Its called WORK. If you talk to ten people a day you will win. And even better the more you do this the easier it gets. And as my mentor says- who cares if they say no?

-Closing is key. And yet again it requires you get in front of the people. You can’t seal the deal on the net. Okay, maybe you can. Yet ever notice how much business is concluded on golf courses? Quite a bit. It is the sport of presidents, gentlemen and kings. And its also an equalizer. To close on a golf course brings a zen like atmosphere to many tense agreements. Now I’m not saying you should take up golf- but it wouldn’t hurt. People want to be closed, they need to be closed. And for that they need YOU. Give them what they want. Closing is a fine art and I won’t delve into it here. I will say that it requires a personal touch. Get involved, stay involved. And once they sign- give them more attention. Team building is an active sport not a passive one.

-Love requires a true touch. The lover must be known to the other. And this is a perfect example. To gain requited love you must be genuine. You must be real and authentic. The love of your life won’t be snowed. She or he won’t fall for a guise. You have to be just who you are. And this a perfect analogy for my network marketers.
People aren’t buying the product.
They aren’t buying the compensation plan.
They are buying you.
Sell them the dream that is you not the smoke cloud. Let them know you. Why? Easy. If you lie it will ruin you. A lot of Zeek people lost their down lines forever. Not purely their fault but they lost in any case. However the leader that builds for and with his team will have a team built for longevity. Show them you. Even the faults- not appearing weak per say- but the real you. They will follow. And you will lead.

Be your own ambassador.

#thriveorsurvive.

“I’ve found that luck is quite predictable. If you want more luck, take more chances,
Be more active, Show up more often.” 
-Brian Tracy 

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Starting is Great, but Finishing is Better.

18 Sep

Starting is Great, but Finishing is Better.

In any venture no matter how big or small the key is always action.
I’m going to keep today’s article the same. Fast and complete.

-Action.
Action is everything. And the sooner you make moves the better. One reason is your grand idea may come to another mogul as their great epiphany. And that mogul will know the secret to success is to simply ACT. That mogul will make a call, outline a plan, and layout the cash to get the dream to be a reality. And sadly folks your dream, your riches, your financial freedom is gone. Now you can get another idea off the ground, no doubt. I definitely believe you can and will be successful if you get it in gear. The loss here was that venture #1 could have bankrolled the 2nd venture. And thus you could have moved from a position of power not a position of need. Now inspiration can be found in desperation, no question. However you were there once. And on top of that my friends I think its simply lost revenue and lost family time. Life isn’t short, many of us just waste away time and in the end are running to make it up.
So:
Act- Start fast, Make it work.
Move- make a call, create motion.
Talk- Tell everyone. Declare publicly your goal and stipulate a time frame the same day you act on your dream. These steps will put your feet to the fire and learn & earn.

-Inaction.
Inaction is always you enemy. Great ideas that you don’t act upon are fools hopes’.
Yup, that’s what I call them, fools hopes’. A fool will come up with a great idea. He may be the next Michael Dell or Steve Jobs, but without action he is nothing. Now I know, I know we are all someone. And I agree with that. However, what we do with the time given us defines us. And being wealthy isn’t everything but the power it wields is. You can save lives through donations, give to the poor, lead and follow when necessary. Sadly though when we have to focus on fattening someone else’s paycheck we have less to offer the world around us. You miss 100 percent of the shots you don’t take. Thus inaction is akin to being born with a debilitating disease that is overtly aggressive from the onset. Don’t be crippled by inaction. Do what you must and do it fast. If fear is crippling you, imagine what regret will taste like.

-Finishing.
And here is the nitty gritty. Finishing is everything. You can’t finish what you don’t start. However, what you don’t finish hangs over your head like a barbershop pole. I’m a firm believe in a man exceeding his expectations and never saying I can’t.
I went to college and never finished. I also think college is a fiscal trap- but I will finish. Even as we speak I’ve made the steps to finish my degree and maybe even my juris doctorate. Why? Simple. I don’t leave things undone. I also write music. And I always finish the tracks I start. At one point of my collegiate journey I decided to write poetry as fast as I could short or long pieces, I made sure that they had an end not a stop point.
A separate lesson there is that burnout may occur, but plan ahead. Have a finite goal. And make sure the end fits the mission/task/goal.
In conclusion it is my firm belief that it is whether or not you finish and how you finish that will define you. Finishing will close deals, and build riches. Imagine you get to meet a billionaire who will mentor you and pay your expenses. You are excited, you are ready! He/she never calls to complete the deal. You are crushed. And that is what your family, friends, recruits and teammates feel when you don’t finish what you start. Your venture must be seen to fruition and beyond. It isn’t a game or a part time task. Want to fire your boss?
Want to spend 10 hours a day with your kids- finish what you start. I hate roller coasters. HATE THEM!! So the last time I went to great adventures I not only got on every ride my friends and family got on- I bought the pictures of me screaming like a baby and put them in my scrapbook. That is my dedication to myself. I started with fear and ended with a future. Join me at the finish line.

#thriveorsurvive.

“Motive gets u started ambition keeps you going.” -Anon

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Get where you have to, Get There Now!

31 Aug

Get Where You have to, Get There NOW.

Sorry folks tonight is going to be abbreviated. Life moves fast and I won’t waste time tonight either. Let’s get to the main course asap. A good steak doesn’t take days and neither will I.

-Tomorrow waits for no one.
Sorry my friends but action is life. When you wait for an opportunity you lose. The opportunities are there- FIND THEM. You have to be vocal, you have to be on the prowl. If not you lose. Jordan, #23- he made his window work. Will you?

-Momentum.
When you have it you’re winning. When you don’t- GET IT. Momentum will literally carry you from venture to venture. Link small and large positive movements together until you have a solid six or five figure income. Why list sixth before fifth?
Because why aim for $10,000?
Go for $100,001. That’s a key number. Don’t meet your expectations- SMASH THEM!
Momentum is a strategic advantage-use it.

-Fear.
Fear will cripple you.
Let me repeat that- Fear will cripple you.
A lot of times life gives us a window. And the only task required is to take action. The problem is people are so scared to win they lose. And guess what- I’m equally guilty. Let’s get to the top together. I used to let fear kill me. Forget crippling- it was murderous. Now I use fear to motivate me. It makes me smarter, faster, stronger.
Fear can make u weak or strong- it is simply a choice. What will you choose?

#thriveorsurvive.

“You will be what you put into this life.” Tony
“People don’t buy for logical reasons. They buy for emotional reasons.” — Zig Ziglar

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Fear is Useful

30 Jul

Fear is useful.
(When you know what to fear.)

Remember the Boogeyman? And how he came every night whether you saw him or not? Or Freddy Kruger and Jason? These guys scared the bejesus out of me when I was real young, and many of you too I bet.
See fear is a natural occurrence. We need it. Some people say they are fearless I say that’s foolish. Fear can ruin your life or build your drive to succeed and its simply a matter of whether you master it or not.

-What is fear?
Fear is a response to external and or internal factors and actions. Most of us are afraid of pain. And pain is simply your body warning you to certain permutations and facts. As a recipient of a few broken bones and surgeries I know first hand that at times fear can paralyze you. However if you seek the calm point in you it is an ally. Fear is basically your response to things. Nothing else. However fear can cripple and incapacitate or build and renew.

-Know what to fear.
So we touched on fear being useful. Fear is useful, it is the beginning of wisdom says the Bible in the book of Proverbs and there is truth to that. Being afraid to die can give you a certain center that will enable you to not make ignorant choices. However you have to know what to fear. Fearing red ants is pointless. Fearing success is as well but many people are too afraid to take the steps that lead to pure, unbridled success. If you are afraid of meeting new people, building connections, and or closing sales- don’t quit your day job. Being your own boss comes with a huge magnanimous serving of failure. However when you fear failure you don’t SUCCEED. The key here is to fear not reaching your potential.
You should fear not rising to your potential. You should fear not giving back because you didn’t meet your level. We all have the ability to rise. And while we won’t all be olympic medals we are all entitled to and I dare say required to be our best.
What do you fear?
Why do you fear it?
Conquer your basic fears and move forward.
Can you imagine still being afraid of the dark? You’d get nowhere.
Afraid of the dentist?- I bet you go though because the potential downside is horrendous. And if you avoid the dentist now he will see you more later- CONQUER!

-Harness the power of fear.
In life I’ve been scared of roller coasters, heights, girls, and success. And I had to harness that fear to beat these things that scared me. For rollercoasters I simply let my brother in law shame me until we got on every ride in the park! And after I yelled like a little girl I learned that I actually liked rollercoasters. For heights I beat that by accident. I had to climb a rope ladder repaeatedly when a wild animal almost attacked. While I dislike heights now I won’t lose due to fear. As for girls when we were younger one of my closest friends and I made a deal that we would take turns talking to every pretty girl we saw on our troop home. And it worked! We not only beat the fear but conquered it and realized how easy it was. And for the younger fans and readers- the girls are just as nervous.
When it comes to success I simply force myself to do it. I won’t be in a j-o-b forever. And I make a point to tell people my goals. Not to brag but to hold myself accountable. That way if I say two days it has to be less- otherwise I hear the junk and look inefficient. And I refuse to be less than I am. Do you feel the same?
Conquer People!

#thriveorsurvive.

Thoughts? Concerns?
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#thriveorsurvive

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Mondays!!!!

3 Jul

So this didn’t post because the attached media is unrecognized-but the theme is the loathing people have of Mondays- However perception still trumps all.

You see I like Mondays. I like getting into the groove at work. Perception and mindset can dictate success or failure so its important we start the day on the right page. If you think Monday dictates torture you will awake to that feeling.
You will have a persistent fear of a day that is guaranteed similar if not easier than the four that will follow it.
My opinion is you have five days to be excellent- So why let any ONE day be less than a stellar example of the greatness that lies within you…

Mondays are the beginning of a new week so if you hate your job, no biggie. You owe it to yourself to excel at it anyway. The way I see it is anything you do should get 110% no matter what. Why? Why would you give less than your best? And I know you aren’t supposed to answer a question with a question but it seemed perfect in this situation. (Apologies to the literary geniuses. ). You see I find no value in doing less than I can. Everyday I’m excited to simply exist. And yet I still aim to thrive not simply survive-(get the hint?). In life your only competition is you so aim for the gold.

Another reason to give 110% is people are watching. Always. People are curious to see how you do. Especially if you have pitched them a venture or product. Your vitamin biz gives you pep, but you slack?!- fail.
Your new venture gives you financial freedom but you sag in your office chair looking distressed and over-drafting simultaneously- fail.
These aren’t the marks of success.
People won’t perceive the winner within if you hide him behind Mediocrity.
Did you catch that? Its crucial folks.
We all have greatness in us. Its an innate characteristic. But you have to cultivate it and or simply let it loose. Arnold Schwarzenegger had to fight to be Mr Olympia and do so repeatedly. And we know how his life has turned out right?
Napoleon had to cultivate his courage. And we see his chain of victories.
What they did and what we all must do is cast mediocrity and fear aside and be the best. When we do all the people waiting on the sidelines will not just consider joining but will come in droves and bring teams upon teams. People want to be inspired. They want to be led.
So don’t let a case of the ‘Mondays way lay you on the road to victory. Be the leader you were born to be. Give it your all. You won’t fail. I guarantee that. However, if you did- don’t you want to go down swinging?

#thriveorsurvive.

“As soon as you truly commit to making something happen, the “how” will reveal itself.” 
~ Tony Robbins

Thoughts? Concerns?
Questions? Think I’m wrong?
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#thriveorsurvive

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Image 2 Jul

Funny picture but perception still trumps all.
You see I like Mondays. I like getting into the groove at work. Perception and mindset can dictate success or failure so its important we start the day on the right page. If you think Monday dictates torture you will awake to that feeling.
You will have a persistent fear of a day that is guaranteed similar if not easier than the four that will follow it.
My opinion is you have five days to be excellent- So why let any ONE day be less than a stellar example of the greatness that lies within you…

Mondays are the beginning of a new week so if you hate your job, no biggie. You owe it to yourself to excel at it anyway. The way I see it is anything you do should get 110% no matter what. Why? Why would you give less than your best? And I know you aren’t supposed to answer a question with a question but it seemed perfect in this situation. (Apologies to the literary geniuses. ). You see I find no value in doing less than I can. Everyday I’m excited to simply exist. And yet I still aim to thrive not simply survive-(get the hint?). In life your only competition is you so aim for the gold.

Another reason to give 110% is people are watching. Always. People are curious to see how you do. Especially if you have pitched them a venture or product. Your vitamin biz gives you pep, but you slack?!- fail.
Your new venture gives you financial freedom but you sag in your office chair looking distressed and over-drafting simultaneously- fail.
These aren’t the marks of success.
People won’t perceive the winner within if you hide him behind Mediocrity.
Did you catch that? Its crucial folks.
We all have greatness in us. Its an innate characteristic. But you have to cultivate it and or simply let it loose. Arnold Schwarzenegger had to fight to be Mr Olympia and do so repeatedly. And we know how his life has turned out right?
Napoleon had to cultivate his courage. And we see his chain of victories.
What they did and what we all must do is cast mediocrity and fear aside and be the best. When we do all the people waiting on the sidelines will not just consider joining but will come in droves and bring teams upon teams. People want to be inspired. They want to be led.
So don’t let a case of the ‘Mondays way lay you on the road to victory. Be the leader you were born to be. Give it your all. You won’t fail. I guarantee that. However, if you did- don’t you want to go down swinging?

#thriveorsurvive.

“As soon as you truly commit to making something happen, the “how” will reveal itself.” 
~ Tony Robbins

Thoughts? Concerns?
Questions? Think I’m wrong?
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(Source: http://www.sevenfiguremastermindteam.com/tony3nyc/109307_)

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LOVE YOU or HATE ME

17 Jun

Love you or hate me.
So I’m going to keep it brief and reiterate some previous concepts – sort of.
What are you looking for?
Are you trashing the boss at water cooler, but you keep doing the overtime?
You talk about being the king, but won’t fight for the kingdom?
Great! Nice! Been there. Done that.
Truth be told I’m barely free from my self-imposed slavery.
And without further ado:

-What are you looking for?
Do you really want to be your own boss or just like to say it because, hey its the American Dream? No problem if its not for you. Many people don’t know what they want and that’s fine. However, don’t lie to yourself. Honesty is not overrated. And when you lie to yourself you kill your dreams, your esteem, and your ability to conquer the world around you.
If you like being a worker or a ceo or manager at someone else’s company that’s just fine. There is a position for everyone in the world. Someone has to change tires. Someone has to cook. And there is honor in an honest days work. So tell yourself the truth everyday and make the best of everyday.

-Do you simply talk the talk or do you walk it too? This is a big one. A lot of weekend warriors and armchair investors will hate me now- you’re phonies. Sorry its true. Let me explain. A lot of people do what they can with what they have. And that’s fine. You’re making do congrats. I don’t applaud you. Its one thing to save money and make a project to bond with your son and teach him the family craft. Its another to pretend to be your own man to have some nifty stories to tell and puff up your chest with. Sorry its true. You pour over the wall street journal daily and every now and then you make a “savvy” investment. Cool. After the buy and sell commissions, the other miscellaneous fees, oh and those pesky taxes you MUST pay- you made zilch. Thanks jack but what you don’t see is that what you do with your ten hours pretending is nothing. And the reason is:
IT’S NOT YOUR PRIORITY.
Point. Blank. Period. Right now your priority is your JOB. You get up on time. Arrive on time. Call out seldom, and speak the corporate jargon. You tow the line. And you do it well. And there in lies your failure.
When you don’t live, breath, eat and sleep your dreams you have already lost.
When your job is #1 because it pays the bills you have become a slave.
You pay the bills.
You make it happen.
You are the one being your best. You simply are putting your effort in the wrong basket.

-How do we fix this?
Stop living for a paycheck and start working for YOUR DREAM. Get your mind wrapped around the fact that if you don’t build your dreams now you will build THEIRS FOREVER. What do you really want. Will you love you and hate me for telling you the TRUTH? Or will you commit to getting your life on track here and now. Let’s build the momentum that guarantees success. Tap into my knowledge.
Tap into THE Infinite.
Tap into your fears.
Use your fears to move you to the life you need. Your fears can sink you or build you up. Timing is everything and It, is time.

Hitler’s Success Formula
“Tomorrow will Come Daily.”

But

“Today will Come Today only.”

So Finish Your Today’s Work
Today & Be Free Tomorrow.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat.
Need a way to make money in your spare time?
I can help.
Changeinadvance@gmail.com
@changeinadvance
Or simply reply to this article.

#thriveorsurvive

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