Tag Archives: power
30 Jan

The scariest moment is always just before you start.

Stephen King

Tags: , , , , , , , , , , , , , , , ,

IT’S ONLY CONCEIT IF YOU DIDN’T EARN IT.

29 Jan

 

IT’S ONLY CONCEIT IF YOU DIDN’T EARN IT..

Tags: , , , , , , , , , , , , ,

Quick Tip: Get Widgety

29 Jan

Quick Tip: Get Widgety by Krista on January 29, 2013

WordPress.com widgets are a great way to add new content such as your Twitter stream, or to display del.icio.us links, a tag cloud and/or a calendar to your blog, either in the sidebar, header, or footer of your site.

To see the widgets you have available to you, log in to your WordPress.com dashboard and click on Appearance > Widgets. To add a widget, simply click on it and drag it up and over to the right of the widget screen, into the Default Sidebar, Header Area, or Footer Area section of your site. If you choose to use several widgets in your sidebar, for example, you can click and drag them to order them as you see fit.

Here’s a bunch of my favorite widgets:

•Text: Text widgets allow you to enter some custom text, say for a short “About” statement in your sidebar. Text widgets also accept basic HTML, so you can add headings, paragraph breaks, and links if you wish.
•Image: Just as the name implies, the image widget allows you to add a image to your sidebar.
•Tag Cloud: The tag cloud widget shows your most-used tags in a cloud format. The larger the type size for the tag, the more often it’s used on your site.
•Milestone: The milestone widget puts a countdown box on your site, that tells you how many days are left before the big event — you might use it to countdown to a product launch, to your wedding, your birthday, or a graduation, just to give you a few ideas.
•Goodreads: The Goodreads widget connects to your Goodreads profile and displays the covers of your recently read books.

The five widgets I’ve listed here are just a start — there’s many to choose from, and we’re just getting started. This week, Michael Pick brings us a new piece you’ll love on branding and how you can use image widgets to make your blog’s look unique. Additionally, Cheri Lucas will take us a bit deeper on how to use widgets to add your own personal design flair to your site. In the meantime, take a minute to peek at your widgets and drag a few to your sidebar — it’s never too early to start experimenting.

Tags: , , , , , , , , , , , , , , , , , , , , , , , ,

Image 27 Jan

Tags: , , , , , , , , , , , , , , ,

Image 27 Jan

Photo: 'Like' to Choose the Positive & Discard the Negative As Bruce would say - optimism is a faith that leads to success! http://bodybuildingblogger.com

Tags: , , , , , , , , , , , , , , ,

Beat Your Fear Of Rejection

23 Jan

In 2013 rejection should be a thing of the past.  If you are in sales, direct marketing, or even just want to get ahead- you need to conquer the fear of rejection.

A Few Awesome Rejection Quotes

“I take rejection as someone blowing a bugle in my ear to wake me up and get going, rather than retreat.” – Sylvester Stallone

“I was told to avoid the business all together because of the rejection. People would say to me, ‘Don’t you want to have a normal job and a normal family?’ I guess that would be good advice for some people, but I wanted to act.” – Jennifer Aniston

“A rejection is nothing more than a necessary step in the pursuit of success.” – Bo Bennett

“You have people come into your life shockingly and surprisingly. You have losses that you never thought you’d experience. You have rejection and you have learn how to deal with that and how to get up the next day and go on with it. “ – Taylor Swift

The trick to beating Rejection-  Active offense. 

In other words you have to manage fear of rejection by fighting it head on.  Every leader in every industry has fear.

No one wants to be rejected.  I hate rejection.  However you can’t close a recruit or a sale if your fear dominates.  Just run with it folks.

Secret: fight fear by using it.  Make it work for you.

 

 

 

#thriveorsurvive.

Thoughts?

Concerns?

Questions?

Think I’m wrong?

Let’s chat.

Need ideas?

Want to learn how to invite? Let’s chat.

Want a mentor or maybe the guy who will bounce ideas back and forth with you?

Let’s chat-

Tony@Changeinadvance.com

@changeinadvance

http://www.changeinadvance.com

Or simply reply to this article.

 

 

Tags: , , , , , , , , , , , , , , , , , , , , ,

Scholarships List aka Free Money

16 Jan

If you know me then you know that I am all about education and self improvement. Every year companies donate millions of dollars to scholarship funds for African American students and every year
millions of dollars are returned because of the lack of interest.

I am going to pass on information to you for your children, the
information I pass on will be the same information I am looking into
for my own daughter. Show some interest in your children future
because if you don’t then the streets and police will!

(If clicking on the link doesn’t work, copy and paste the URL in your
web browser.)

1) BELL LABS FELLOWSHIPS FOR UNDER REPRESENTED MINORITIES
http://www.bell-labs.com/fellowships/CRFP/info.html
2) Student Inventors Scholarships
http://www.invent.org/collegiate/
3) Student Video Scholarships
http://www.christophers.org/vidcon2k.html
4) Coca-Cola Two Year College Scholarships
http://www.coca-colaschola/rs.org/programs.html
5) Holocaust Remembrance Scholarships
http://holocaust.hklaw.com/
6) Ayn Rand Essay Scholarships
http://www.aynrand.org/contests/
7) Brand Essay Competition
http://www.instituteforbrandleadership.org/IBLEssayContest-2002Rules.htm
8) Gates Millennium Scholarships (major)
http://www.gmsp.org/nominationmaterials/read.dbm?ID=12
9) Xerox Scholarships for Students
http://www2.xerox.com/go/xrx/about_xerox/about_xerox_detail.jsp
10) Sports Scholarships and Internships
http://www.ncaa.org/about/scholarships.html

#thriveorsurvive.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Tags: , , , , , , , , , ,

In the Red Corner – Gold Bullion vs. Certified Coins

1 Jan

In the Red Corner – Gold Bullion vs. Certified Coins.

BY Mike Getlin | September 29 2011 1:18 PM

We gold bulls have been licking our wounds over the last few weeks. This summer’s intense upward price movement set the stage for major volatility on the precious metals markets, and long term gold investors are stuck riding out the storm, at least for the moment. Yesterday however, something was brought to my attention by someone out on our trading floor. One of his clients who bought a diversified investment grade coin position early in the month was actually dead even on his overall position. While gold had tumbled by over $300 per ounce, his coins had stayed right where they were showing him no loss whatsoever. Needless to say, this needs a bit of explaining.

Let’s take a look at gold’s correction versus the price movement in a variety of $20 Liberty certified coins. Gold closed at $1895 on September 6th. Over the course of the next 20 calendar days, it shed $297 to close at $1598 on September 26th. That is an overall correction of 18.58% in 14 trading days. The certified $20 Liberty coins fared much better. See the chart below for the comparison.

width=630

The major difference between raw gold bullion and certified coins is the premium (which is often significant) that the coins carry over the spot price of gold. For example, the $20 Liberty in Mint State 66 condition is a coin that sells for well above $15,000. Most investors look at that and wonder why in the world anyone would buy a one ounce coin for over 15 grand! Yet this month, the one who did would be laughing all the way to the bank while the rest of us dream longingly of weeks gone by and $1900 per ounce.

Now this is not to say we should all rush out and dump all our bullion in favor of certified coins. That said, there is clearly an advantage to be gained by owning some of these products that help insulate investors from these volatile markets. The real question is what causes certified coin premiums to change, and what place do these products have in a healthy and diversified gold portfolio.

The debate over whether to buy bullion or certified coins (also referred to as numismatics) has been raging for decades and will probably continue to produce spirited cocktail hour conversation for a long time to come. Some people swear by investment grade numismatics, while others think only a fool would buy anything other than bullion. So who’s right? Both of course. As with most arguments like this, there is a lot of truth to both sides, and each strategy has significant advantages and disadvantages.

On the bullion side, the main argument against certified coins is that they are too expensive. Why pay $3000 per ounce or more for a gold coin when you could buy a Gold Eagle or a bar for $1800? The premium, as well as the dealer’s bid/ask spread is much higher on certified coins as they are more difficult to source and procure. The other argument against them is they tend to move more slowly than bullion coins. For investors who need instant liquidity, or are trying to pop in and out of the markets with some frequency, certified coins present some major drawbacks.

In contrast, numismatists (people who study coins) never forget one simple fact: value comes from scarcity. If you purchase a gold bar this year and sell it in 2015, there will have been millions upon millions more produced and sold between now and then. If you purchase a certified $20 Liberty, you can sleep well at night knowing that never again will a single $20 Liberty coin be produced. It’s hardly even a question of supply and demand, because there really is no supply. Thus when you look at the $20 Liberty MS66 in the graph above, you see it actually increase in value during gold’s worst month in 20 + years. The premiums on certified coins can move quite independently from the gold market and often times increase when gold goes down. This provides strong buoyancy during gold market corrections; something a lot of gold buyers would have loved over the last few weeks.

All in all, there is no real “right” answer as to whether investors are better off with bullion or certified coins. As such, we’re strong believers in owning both. Ideally, a healthy gold portfolio would have both bullion and certified coins. The bullion will move more quickly, provide more gold per dollar invested, and can be bought and sold at lower margins. The certified coins may have higher long term profit potential, benefit from strong demand and scarcity, and can provide stability in a gold market that is likely to become increasingly volatile in the coming years. As with most arguments, the best answer probably borrows a bit from both sides. As with most investments, the best strategy is probably a diversified one.

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Is Silver your Financial Safe Haven?

26 Dec

Is Silver your Financial Safe Haven?

 

Dollar Decline Chart

 

At first look, most of us would say that the price of gold increased from $20 to $1600/ounce. However this is not accurate. Gold actually still buys the same amount of goods and services that it did in 1933. Gold has basically stayed constant. The dollar’s value fell by a factor of 50- so that it takes 50 times more paper dollars to buy the same amount of goods and services than it did in 1933 (See the price of gas since 2002 alone). Looking forward, we must consider whether the dollar will buy more or less in 10, 20, or even 30 years. The gold you have today will allow you to buy the same amount of goods and services that your money will buy today, 10, 20, or 30 years from now. Viewed from this angle, gold and silver are a way of preserving your wealth. They are a type of wealth insurance.

Many Europeans have long-held 10-20% of their net worth in precious metals for this very purpose. They have a history rich in tragedy: hyperinflation, government changes, borders that have moved and two world wars. Gold’s durability has served them quite well through all sorts of political unrest. In fact, it is perhaps the only constant in a world subject to change.

 

As gold and precious metals are priced and traded in US dollars, they surge in value when the US dollar declines. As the fed prints trillions in new money, the dollar and basically all other currencies will fall precipitously relative to gold. In an environment where the dollar is already weak and many currencies are weaker, investors that wish to keep and grow their wealth (duh, who doesn’t?) must understand the impact of declining currencies on their portfolios.

 

The US and Canadian dollars have lost approximately 84 percent of their purchasing power since 1970!  Most other currencies across the globe have fared no better. Not coincidentally, 1971 was the year the link to the gold standard was cut via President Nixon et al. Only gold, and its two precious metals brethren -silver and platinum- are able to hold their respective values in periods of severe inflation and deflation.

Both Gold and silver benefit from negative economic policies, political tensions, and monetary conditions contribute to a rise of their prices. For this reason gold has always been referred to as the “crisis commodity” and why investors are buying all the gold they can afford.  And the same may be said for silver.

The below trends weaken stocks and other paper investments and cause the price of gold and silver to rise:

War

Inflation

High Oil Prices

Weakness in the U.S. dollar

Budget Deficits

Stock & Bond Market Turmoil

Bank Failures

Loan Defaults

This being said is it any wonder people are buying gold as fast as they can?  Every time it drops a 100 dollars people buy asap.  Are you following that trend?  If so you are smart.

However the trend in silver is the same and gains can be realized faster.

For the sake of discussion lets assume gold is 1600 dollars an ounce and silver is 30 dollars an ounce.  Gold is seen as the big boy in the group but silver affords the real opportunity to max out your portfolio.  For every 1 ounce of gold you can  buy53+ ounces of silver.  Now you might say the dollar value is the same but silver is slept on my friends.  It is used in almost every electronic in your house.  Also in my opinion silver is the sleeper buy.  it will rise faster when the ‘isht’ really hits the fan.  But lets talk turkey- I can’t afford to buy gold at these prices, who can?  However we can all afford to buy silver.  it is even sold in half ounces and quarter ounces.with these small denominations possible for purchase I would argue that we all have a chance to build wealth and create our own hedges against inflation.  after all do you work 35-40 hours a week to just hand it all over to the government, the corner store, cable and the rest of the creature comfort providers?  I’d bet not  So lets work the legal methodologies provided us by the system.

#thriveorsurvive.

“Gold is the wealth of kings……
Silver is the wealth of gentlemen……
Barter is the wealth of peasants……
Debt is the wealth slaves!!!!!”

-Norm Franz.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

 

 

 

 

 

 

 

 

Tags: , , , , , , , , , , , , , , , , , , , , , ,

You wanna be Rich, or Build Wealth

15 Dec

You wanna Be Rich, or Build Wealth?

Its an easy question. However most people don’t ask it of themselves.
Do you want to be rich, or are you building wealth? You see there is a huge difference between wanting and action.
There’s a few ways to get there. Let’s list them and discuss my favorite(s).

Save.
This is a tried and true method. Every financial planner, adviser, Buffet, or Orman will advise it as a foundation building move or the only move you need. It works. No question. Every dollar you take home should have a portion set aside just for this purpose. 20% should be the goal. In real life that’s a high dollar value for most folks. Start with 5%. If you can’t start with 1%. That’s doable for anyone who is reading this blog on a smartphone, laptop, tablet, or work pc. After you see the ease of saving a percent raise it up to 2%. Then 3% and so on and so on. Its an easy way to get yourself into the savings game.
Just remember that these funds are not to be dipped into. Not for beer, not for friends, not for Christmas.

Build a system.
Want wealth? Want to surpass simple riches and be truly, independently wealthy? There is a key concept to do that for you.
Build a System, that’s it. It doesn’t have to be mlm. It can be a franchise or an online presence based on your favorite hobbies. You may start an llc or get on Kickstarter and get some cloud funding for your favorite concepts you’ve been kicking around in your head. In any case your goal is to build a system. Have a plan. A written one. Have a guideline. Know the costs, revenue projections, long term needs and goals. Everything. Then put that all into a system and make it work. Sweat equity will take you the rest of the way for any dream. If you use an mlm model or direct marketing system that’s cool too. They work. They create millionaires daily. However a system must be implemented no matter what you choose. Systems, are akin to practice-they lead to perfection. When you work the system it works. Cliche sounding but eerily factual.

Pay less taxes.
This will make you infinitely wealthy. When you pay less taxes at any income level you are winning. Billionaire Warren Buffet pays less in taxes than I do by about 20%. Pretty sweet right? Oh, you think that’s unfair, you are entitled to that opinion but until the system changes wouldn’t you rather pay less taxes. Assuming you make 40,000 dollars a year and are taxed at 25% you lose 10,000 dollars right there alone. Then your fica, et al(those pesky deductions) takes a chunk too. However if you could lower your taxable income then you would pay less on all of these. One way to do so is to use tax deferred or pre-tax strategies. My employer offers pre-tax deductions for retirement, metrocards for public transportation, and medical expenses. Essentially you are putting aside, or saving (hint hint) beforehand which the government applauds and rewards. If not seek financial counsel. IRA’s, physical wealth, gold and silver will all be viable options to supplement your 40wk et al and possibly reduce your taxes.
Or start a home based business and garner all those tax deductions and itemized breaks Uncle Sam allots for. Remember its not cheating when the government has created a system to account for all these matters. Work with the government not against it. at the very least you will have more coin in your pocket legally and over the long term you will be wealthy and a lesser drain on the economy, government, and your fellow man.

DO.
This is the heart of it all. A good system, a great dream, even a winning team all mean nothing if you don’t DO.
Factual and concise, without effort you attain nothing in life. I don’t care if you hate Bonds and the steroid users (no implication of guilt, just trying to frame my ideas- sorry professional athletes.)- if they still didn’t work beyond their abilities to get to the top they wouldn’t be the best. Being the best means you work. HARDER. Being the best means you work when the other guy sleeps. You practice after you win the gold- Same night. Those who DO get wealthy. They aren’t just rich. Riches are fleeting and not guaranteed. A lot of people strike it rich off the lottery only to be dead broke, heavily in debt, or plain old dead. The wealthy stay wealthy.
A side note- wealth is also fulfilling your dreams. Not just having zeros in your bank account.

Disclaimer: All advice in this blog, whether fiduciary or otherwise is opinion unless otherwise noted. Seek licensed, and or certified advisers before making your decisions.

#thriveorsurvive.

“Happy are those who dream dreams and are ready to pay the price to make them come true.”~ Leon J. Suenes

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Tags: , , , , , , , , , , ,

← Older Entries
Newer Entries →

Design a site like this with WordPress.com
Get started