Tag Archives: @changeinadvance

In Case You Missed Me in Moov magazine

11 Dec

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10 Quotes To Change Your Life- Zig Ziglar

30 Nov

Gone but never to be forgotten, Zig Ziglar passed on November 28th, 2012.

An entrepreneurial phenomenon who went on to become a motivational speaker and trainer, Zig set ablaze the minds and hearts of myriad people.

Below is a short collection of some of the favorites we’ve seen out there.

 

10) “Remember that failure is an event, not a person.”

9) “You will get all you want in life, if you help enough other people get what they want.”

8 ) “People often say motivation doesn’t last. Neither does bathing—that’s why we recommend it daily.”

7) “There has never been a statue erected to honor a critic.”

6) “People don’t buy for logical reasons. They buy for emotional reasons.”

5) “Expect the best. Prepare for the worst. Capitalize on what comes.”

4) “If you go looking for a friend, you’re going to find they’re scarce. If you go out to be a friend, you’ll find them everywhere.”

3) “A goal properly set is halfway reached.”

2) “Your attitude, not your aptitude, will determine your altitude.”

1) “If you can dream it, you can achieve it.”

 

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MAKE THE POOR RICH?

19 Nov

For today’s article I found myself motivated by an excerpt from the net:

In the words of Florida Sen. Marco Rubio

“The way to turn our economy around is not by making rich people poorer; it’s by making poor people richer.”
(Read more: http://bit.ly/RP1V65)

Now this I found very intriguing.  In this time of peoples unrepressed loathing of the 1% and the Occupy Wall Street movement there seems to be an every growing desire to rob the rich.  Now I know many people are going to ream me for this but I just can’t get with taking from those who built their fortunes.

The rich pay a vast majority of the taxes. 

The rich give the most to charities and non-profits globally (see buffet and gates).

If we are to simply take what they make, what incentive is there to keep making money and giving it as well?

In my humble opinion it is high time we find a way to incentivize people’s efforts to be rich.  Not everyone will make it, not everyone wants to- but wouldn’t the world be better if we all strived for greater gains?  Imagine if Michael Jordan only wanted single digit stats?  If Ali didn’t want to be the greatest? And what if Steve Jobs didn’t insist on perfection?  I think we would have lost as well.  Add Leonardo da Vinci to that mix to my friends and imagine what profound loss we as a species would have.  And it is in this vain that I exhort you to do as Rubio suggests.

Every economy in the world benefits when there are more wealthy folks or even those with healthy bank balances.  So let’s see how you would get there.

*Mind your Business.  Yup- not what your mom said, what Tony says.  Simply put make your own money.  Don’t be a wage slave forever.  If you don’t agree why not simply start a part time business from home?  Extra money in your spare time or a business that sets you free from having a boss is ideal.  The average millionaire was middle to lower class.  It doesn’t always take vast sums of cash to make more cash.  Bloomberg wasn’t born a billionaire but will die one.  He set lofty goals for himself and let his ambition move him beyond simple things.  Id dare say all his dreams have been actualized.  Doesn’t that sound great?  What separates us from him? Nothing. 

*SAVE, SAVE, SAVE.

Can’t find the time to build an empire?  Just not sure that’s what you want?  That’s not a problem.  Its fine actually.  Simply save and live below your means.  Start out trying to put aside 5% every month.  After the bite of this begins to fade up shift to 7%.  After that 10%.  Your goal should be to stash 20% of your take home every month from now to eternity.  Even after you reach your targeted amounts and goals- save more.  In retirement as well, save more.  The greater your capital cushion the easier you will weather the financial storms and the less stress you will feel.  When you hit a financial curve you will pause and then continue your forward motion.  Imagine not worrying about money, because you have an excess.

Your economic future is in your hands.  Therefore why would you not craft the most amazing, dynamic, wealthy personal economy you can?

#thriveorsurvive.

In a country well governed, poverty is something to be ashamed of. In a country badly governed, wealth is something to be ashamed of.
Confucius

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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5 Little-Known iPhone and iPad Apps for Startups

13 Nov

5 Little-Known iPhone and iPad Apps for Startups

Being a small business owner can be trying.  Times are tight, the economy is dreary, and you have to make every dollar stretch.  To add to the general mayhem you have all the day to day tasks of accounting, management, sales tracking and administrative needs on your shoulders.  Find this daunting?  Well I’ve got 5 iOS apps to make you more efficient.

Invoice2Go: This app lets you create invoices and estimates on your iPad and even your iPhone. You can make one complete list of all billable items and store them cohesively. Perhaps you might prefer the Receipts2go plugin to bill for items that are specific only to certain jobs or accounts. To top it all off your completed invoices can be printed right from the app or emailed if you are so inclined.

You can get three free invoices and after that its about 25.00 bucks a year for a 100 invoices.  By the way, you can even see your financials at a glance with this app.

 

Docusign Ink: No more printing and scanning with this app. Sign all sorts of documents electronically and save time you can use your phone or devices camera to take a picture of relevant documents or upload from a cloud drive- cool right?  Docusign Ink even converts documents easily so you drag and drop your signature. Simply save and send to complete the process.

Client forgot to sign? No problem, simply have them sign vial email. The catch is simple: unlimited documents can be signed for free.  However there is a limit of five additional signatories. After that they will ask you to purchase a plan starting at 15.00 bucks a month.

FYI- Doucsign Ink is also available on Android.

 Bento 4 for iPad: A recently redesigned personal database app that helps you present and organize data. What makes Bento 4 stand out from the crowd is that it allows you to combine tables and text fields with images by simply drag and dropping utilizing one of the 40 free templates.  Highly useful in multistep projects or sales meetings, Bento is quite versatile. With a price tag of 9.99 your wallet doesn’t get beat up either.

Concur: An organizational tool/app for frequent travelers. Manage your itinerary, book hotel rooms, check airline reservations. Concur is also great for tracking your expenses on the go.  Input information by hand, or use e-receipts. You can also scan receipts. Trips over? Concur will combine all the info into one cohesive expense report.  While the app is free on iPad and iPhone you will need to link it to a desktop Concur account.  This however is 8.00 bucks per person, per month.  A little more than some want to spend but a great report, and it’s a tax deduction I’d bet (See your CPA for that info though).  Concur is also available on Android for my so inclined cohorts.

Delivery Status Touch: Move a lot of merchandise? Delivery Status Touch can help keep track of them. 4.99, gets you an app that works directly with all of the major delivery companies/services and automatically gets information from Amazon, Apple and Google Checkout. As soon as a package is added it will appear on the the home screen. After that point you can track the progress of each and every package you have; coming or going.

 

 

#thriveorsurvive

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

 

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The Terrorists in Your Wallet and the Seal Team 6 in your Mind.

11 Nov

The Terrorists in Your Wallet and the Seal Team 6 in your Mind.

Like many Americans I’ve been the victim of identity theft. Twice. And while it is upsetting it isn’t quite the daunting task that most people believe. Ill help you get started.

-Paperwork and Phone Calls.
Beating credit theft is imminently doable. America has a recent overhaul that helps or hurts depending on perspective. For now though we will focus on the other parts.
So your card gets declined. Now you’re embarrassed. And your credit is ruined.
Nope it isn’t. You can fix this. You can reclaim everything. It all starts with a simple phone call. Call the company issuing your credit card. Alert them to the issue and list every transaction that is questionable.
Write out the name of who you spoke with and their title. Get an id# of they have one. I always ask for a manager. Go to the top. It gets things done faster. Print and highlight the thefts. Staple all this together. As well as any correspondence you get from them.
Also make sure your card is canceled- as in the number not the account. You can close the account but your credit score will drop as your debt to credit ratio will drop.

-Check your Accounts weekly or better.
All of them. Every type. Without Fail. Get it done. No excuses. No lies. There is always time to secure ones future. Your credit is in your hands.
Setup email and text alerts. Its free at many banks if not all. I personally check my bank accounts and credit accounts every 2 to 5 days. Why wait for free help when you can be proactive? Manage your finances like you do your itunes.

-Get Your Free Credit report Every Year. The government has set aside a permanent website and free credit reports from the 3 major credit companies- Experian, Equifax, and Transunion. In my experience Experian holds the most weight. But all can effect your credit scores et al.
Here’s a nasty secret though: there are 6 credit bureaus. Ouch right. I used to have info on 4 out of 6 but that’s it. I will suggest though that you folks get your fico aka fair isaac score. This one holds a lot of weight. You need it more than you think. Pay if you have too. Now at the bottom of this post ill have the links to the 3 big boy sites and the government secure site to get your anual credit reports. So now that I’ve done the leg work you are free to simply monitor the reports. Once you get them- peruse them with extreme prejudice. Anything that is even 4 cents off must be questioned. Call, write, email. Whatever. Get responses, get answers.
And those boiler plate, pre-fabricated letters all over the net- skip them. The big credit companies have robotic programs that know the format and even the type fonts. Scary in a way but efficient and innovative. Beat them by being starkly real.
Till then my folks:
#findyourfuel

Equifax: 1-877-576-5734; http://www.alerts.equifax.com

Experian: 1-888-397-3742; http://www.experian.com/fraud

TransUnion: 1-800-680-7289; http://www.transunion.com

https://www.annualcreditreport.com/cra/index.jsp

 

#thriveorsurvive

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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Politics, Power, and Payroll Online Radio by Politics Power and Payroll | Blog Talk Radio

8 Nov

Politics, Power, and Payroll Online Radio by Politics Power and Payroll | Blog Talk Radio.

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WRONG FOCUS

5 Nov

WRONG FOCUS
ACTIVITY VS. PRODUCTIVITY

So I harp a lot on Focus. Without focus we are prone to failure. Focus can make or break you though. Focus channeled incorrectly, will in all probability
Kill your business, dreams, and entrepreneurial spirit faster than you can imagine.
And the biggest case of Wrong Focus is simply focusing on
ACTIVITY VSM PRODUCTIVITY.

-Activity.
Activity is merely motion. But misdirected motion achieves nothing. Imagine a baseball player, a major leaguer swinging wild. Like every pitch is whatever. Ugh! Jeter gets paid for skill. Ted Williams, Jordan, even Steve Jobs- these are all men who Focused on more than simply creating motion. To get motion only, that’s great for husky guys like me in the gym. We sweat and that works lol. But in my business I can run a muck and just hope that enough action will equate victory. Nope. See boxing. Boxers need to learn the opponents. They don’t just throw punches. Now back to Steve Jobs. As he was a quick innovator in the last. Decade of his life he didn’t just flood the market with crap. There is a story that he carried an early iphone around for two weeks and then flipped because the screen scratched too easy. He wasn’t worried about quick turn around. To sum it up you have to be more than action. You don’t just go to work, you go and give your all. Running in place creates action but gets you nowhere

-Productivity.
Productivity is the goal, the dream, the honey pot. Truly productive people make moves all day. Even when they are asleep they move forward. There is never a loss.
Productivity is staying on task and meeting deadlines. Ever seen a jerk union member? He doesn’t meet deadlines he pads his overtime. Jerk. A good union worker meets deadlines. He’s on time ready to work and create. He isn’t a dredge, he’s a cog in the machine who realizes he is integral to the projects completion.
Another example- Your Savings. So you have 50 large in the bank, but PJ Morgan only gives a .25% interest that is than taxed super heavy comparative to the gains. That money was safe but you were essentially treading water. Not smart. Make that money work. Invest it. If not in a fund et al- in yourself. Live your dreams. Incorporate, manage, and build an empire. Be more than a grunt. Be a Captain. Life is handed to those who work. Not those who coast.
Productivity can be merely managerial. A site manager on a house flip keeps momentum in their favor. That’s important.
Your EYE being on the ball is everything. You can do more with les activity if you have a focus.
To achieve this folks- back to basics.
Lists.
Lists.
Lists.

That’s it. And constant communication.
I’m not going to speak on this more.
You’re proactive or you are on the sidelines.
Its your choice. You can focus on motion or control motion to a cohesive end.

#thriveorsurvive.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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Quick Lessons I Learned Bouncing a VIP Party Last Night

28 Oct

Quick Lessons I Learned Bouncing a VIP Party Last Night.

So I worked a party in Brooklyn on my birthday. And it was interesting to say the least. The venue was pretty sweet and the music was great. I’m going to list a few things that did and didn’t work for you.

-Location, location, location.
This place was great. It had parking, easy to reach from the highways and so forth. I came from a different borough and still got there real quick. The venue itself was rooftop and had amazing views of the skyline. From the security standpoint it was easily defensible and controllable which I appreciated. These things created optimal conditions. Any realtor will tell you location beats all.
What business is McDonald’s in?
Not burgers folks.
Not even selling proven systems.
Real estate. McDonald’s has surpassed even the Catholic church as the largest land owner in the world. They buy prime locations and resell/lease them. Where you sell, market, or recruit is more important than many people realize.

-Planning and Execution
The event had all the trimmings. There was music, lighting, dj equipment, amps et al. They had staff and security. However there was poor execution. A good few items were not found or simply not brought. This impeded order and profitability. Simply planning for an event or business move isn’t enough. Its the execution and follow through that make you successful.

-Funding.
A lack of funding killed the VIP section at the party. And it would have added some 30% to the take. Aka the profits. It was to be a heated tent at the highest point of the rooftop party with bottle service and more. However the budget fell to pieces. Secure funding for your entire plan asap. Don’t assume things will work; assume they won’t. To have adequate funding 3 weeks prior to the date of an event is key. All along you should have also been making deposits and such but you need cash on hand and cash for emergencies. Set the bar higher.

-Team Unity.
One great asset was that my partner and I were of one accord. No matter who was there and what happened we had each others’ back. We weren’t worried about our safety so much because we knew someone had an eye open. Your team has to be a cohesive unit. It has to be well coordinated, well funded and well led. It also requires they be on the same page. They have to know what is expected and also want to work together. A united team is like a rope made of multiple strands- it has greater strength than any single strand.

-Funding comes before fun.
Birthday or not I have a commitment and a family to provide for. While there are just the two of us it is still a focus of mine to bring in more. And with Sandy approaching it worked out well as I bought supplies and had extra cash on hand.
Also as an entrepreneur I need additional funding to procure the necessities of any good start-up. Advertising, internet, incorporation costs- all require funding. And as such it behooved me to put aside 10 hours on my birthday. This little sacrifice has led to more contacts and more work. It also has provided me with a greater network. And as I mentioned, the cash was pretty cool too.

Priorities people. They can shift but require you know what needs to get done. Small sacrifices will build bridges to great freedom.

#thriveorsurvive.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

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Today’s word is: COMMITMENT

25 Oct

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Aside

7 Tips to Build THE LinkedIn Super Network

18 Oct

7 Tips to Build THE LinkedIn Super Network

Social networking has increased internet use and become a boon to big and small businesses alike., LinkedIn may just be the most critical as many business owners and decision makers congregate there.  The key to making it work is to not simply connect with your cousins, bros, and frat members, but cultivate, unique and critical relationships with both other business owners and potential clients.

However this Super Network won’t happen in 24 hours.  I’ve got 7 tips to get you the true benefits of a LinkedIn

1. You must Optimize your profile: right out the gate the easiest way to do this is change your profile picture. LinkedIn considers this freshness so to speak and it may help your ranking when others are searching for just what you have or are.

2. Tell people who you are, who you help and how you help them in your headline: If your headline communicates these it will grab a person’s attention. If I don’t read your headline and know exactly what you offer and why I need you and not the next guy in the cue- you’ve already lost me.  Be clear and compelling folks.

3. All current and past work experiences must be filled out: People are always looking for you.  Maybe not you but what you offer and a past acquaintance may be just the thing to swing their vote in your favor. When you list all of your places of employment, including where you went to school, you create a vast net for catching those who are a perfect fit and those who need your resources and skills. Also these connections may be through people you don’t know personally but through other relationships you’ve made.

4. Join targeted groups: This is perhaps the most effective way you will connect with professionals of the same mindset.  These groups are filled with people serious about their LinkedIn network.  These are the folks looking for deeper connections. Participation in these groups fosters a greater exchange of knowledge between you and others.

5. Create a targeted group: Leading a group can give you a certain level of credibility.  It also allows you to connect with serious professionals on your field.

6. Use personal invites: I think these surpass connection requests. This is the first time people hear from you.  So make what they see count.  Be cordial, engaging, and helpful.

7. Endorsements and recommendations go along way: This will enhance your profile.  However done wrong you are self-sabotaging.  Mass/generic e-mail to clients or colleagues asking for written recommendations etc isn’t proper. . 1st, make a list of those who have great stories about you to share.  2nd, contact them personally.  A call is best but a personalized email will do.   Let them know your intentions and discuss how you helped them in the past so they know what story would work best.  Endorsements are the same, and are a simple click of the button too. And don’t forget to let them know you will be endorsing their strong suits, or unique skills as well.

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