Tag Archives: growth

Your Feelings on Taxation May Indicate Your Success Ceiling

10 Oct

Your Feelings on Taxation May Indicate Your Success Ceiling.

Touchy subject, I know. And folks outright I’m telling you- pay your taxes!
No ifs ands or buts!
The issue I’m talking about today is fearing the tax man. If you play it straight there is no need. So let’s break this down a bit.
Also I’m not a licensed financial advisor so everything I state is conjecture and opinion.
Aka I’m not liable ;).

I have a coworker who does 90 to 100 hours of work a week. And that’s between two jobs. At his night job he’s a supervisor. And in the day he’s at the bottom of the pay scale. When I approached him with simple ways to raise his pay via union and or company related methods that were low cost he said ‘naw then I have to pay more taxes.’. He essentially turned down about 10 to 12 grand in extra income to do the same hours, same labor. I’m sorry folks but in my book that is the definition of insanity.
He has dependents.
He has a home.
His spouse has a home based business.
These are all great tax deductions.
Also he could make that money and have it go to pre-tax retirement funding or medical funding plans to offset future costs. See he would in essence be funding both his present and his future with the governments blessing. He’d also gain peace of mind and some extra coin in his pocket.
However he won’t do it. Which leads us to the next issue.

-Self imposed failure
Folks I’m not being mean. I’m not a jerk either. I just call an ace an ace and a spade a spade. What my coworker is doing is self imposed failure. Simply put that is when you are the author of your own disaster. Sadly this ruins more entrepreneurs than competition. Fear of taxes and the long arm of the irs is gutting people. Look at the coming elections and the current fear many business owners have. Taxes from healthcare, 75% tax brackets in france. People who can are avoiding it and saving wealth and others are simply self sabotaging. I personally am more scared by the fear. The only way to beat the system is to learn it’s rules. The tax code has ways to enable you. Get a great CPA. Not the local guy. Learn the rules. Life is chess not checkers and as such you have to move from that mindset and rule group.

-Owning your own business can help stave off taxes legally.
Lastly, if you are scared of taxes don’t be. Uncle Sam rewards those who give back by creating jobs. The people who become the stopgap are those who will be richly rewarded. When you make a greater effort there is a greater reward. Its that simple. Ever put your all into something?
What did you reap? I bet more than you did when you put in less effort. See Jeter, Jordan, Bloomberg and the rest. To get to the top you have to put your all in.
I have chosen the independent route. While I will keep my day job for now- I will be minding my business full time. It is the true way to survive. And while I’ve had a few failed options my learning curve has been tremendous. And all the while I reaped the rewards of tax benefits I earned legitimately. And its a good feeling. I earned income. I lost income. And I got tax breaks in all instances. It works folks.
If you step out of your comfort zone you will succeed.

Basically folks if you fear taxes you are living with a self imposed ceiling. You have literally told your mind and subconscious to program failure as the main option and catalyst. When fear becomes the strongest advocate your horizons shrink.
Let your life be more than that. If your tax bracket makes you feel pressure GOOD!!!
Pressure creates diamonds. Don’t let the fear of a small tax bill impede dreams of great wealth.
What is a million dollar tax bill to a billionaire? (And even that bill can be worked with via the United States governments legal tax code!).
See the point?

#findyourfuel.
#thriveorsurvive.

“Things work out best for those who make the best of how things work out.” -John Wooden

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Tags: , , , , , , , , , , , ,

I’m too Busy Living my life to build my business

6 Oct

I’m too busy living my life to build my business.

I’m too busy living my life to build my business.
Sadly this statement comes to mean
I’m too busy living my life to live my DREAM. Ouch. What madness- or is it fact?
A lot of people have a million reasons to fail. And a million and ten to thrive. It is simply a matter of choice and will power.

-Choose.
We make choices all the time. From second to second, hour to hour, day to day, year to year. We make more choices than smiles.
And therein lies the first issue.
Are your choices making you smile. If you work a job you hate to have things you are not sure you need. Time to start over. You made the wrong choice buddy. A lot of times life boxes us in and the fastest way out is what we take. However it never quite yields the results we hope for. It may get you second place, but it doesn’t get you where you need to be. I’ve made this mistake. Heck I’ve made it at least once this year, and that’s what’s moved me to grow this blog. Its motivated me to make a choice. One choice.
To blog to my best ability. To blog quite often with the goal being a daily output to this blog of written word. I post pics and other goodies of course, things to motivate the mind and soul. However I want to blog daily in this format. Written word or spoken/filmed word. And I encourage your feedback to get me there. Comments support, criticism, heck curse me. You see I expect this. And if you see my comments received. I have been blessed! Now this relates simply in that I made a Choice.
One choice to navigate through everything else. And I’m hitting speed bumps regularly. I won’t quit though my friends. My choice has been made and my price has been paid. Choose wisely and run the gauntlet.

-Will Power.
Will Power moves us through our choices and beyond them.
Once a choice has been made we must move forward. Fast and clear. With fluid controlled motion and decisions that lead us to success in every motion. Will Power is the force that wakes you to see the next step through on your journey to the top.
Will Power will make you a Giant amongst men. It will get you to heights you could never imagine. The smartest man and the strongest man don’t win- The man with the greatest Will Power wins.
Will Power will take you through struggles and failures.
Will Power makes you walk through the mine field to get to the gold. The man with Will Power will not stop. A lot of us meet adversity and quit within inches of our goal. Not miles, not feet- inches. Will Power when applied moves mountains. Do it my friends.

#thriveorsurvive.

Life is a grindstone. Whether it grinds us down or polishes us up depends on us. -Thomas L. Holdcroft

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Tags: , , , , , , , ,

Starting is Great, but Finishing is Better.

18 Sep

Starting is Great, but Finishing is Better.

In any venture no matter how big or small the key is always action.
I’m going to keep today’s article the same. Fast and complete.

-Action.
Action is everything. And the sooner you make moves the better. One reason is your grand idea may come to another mogul as their great epiphany. And that mogul will know the secret to success is to simply ACT. That mogul will make a call, outline a plan, and layout the cash to get the dream to be a reality. And sadly folks your dream, your riches, your financial freedom is gone. Now you can get another idea off the ground, no doubt. I definitely believe you can and will be successful if you get it in gear. The loss here was that venture #1 could have bankrolled the 2nd venture. And thus you could have moved from a position of power not a position of need. Now inspiration can be found in desperation, no question. However you were there once. And on top of that my friends I think its simply lost revenue and lost family time. Life isn’t short, many of us just waste away time and in the end are running to make it up.
So:
Act- Start fast, Make it work.
Move- make a call, create motion.
Talk- Tell everyone. Declare publicly your goal and stipulate a time frame the same day you act on your dream. These steps will put your feet to the fire and learn & earn.

-Inaction.
Inaction is always you enemy. Great ideas that you don’t act upon are fools hopes’.
Yup, that’s what I call them, fools hopes’. A fool will come up with a great idea. He may be the next Michael Dell or Steve Jobs, but without action he is nothing. Now I know, I know we are all someone. And I agree with that. However, what we do with the time given us defines us. And being wealthy isn’t everything but the power it wields is. You can save lives through donations, give to the poor, lead and follow when necessary. Sadly though when we have to focus on fattening someone else’s paycheck we have less to offer the world around us. You miss 100 percent of the shots you don’t take. Thus inaction is akin to being born with a debilitating disease that is overtly aggressive from the onset. Don’t be crippled by inaction. Do what you must and do it fast. If fear is crippling you, imagine what regret will taste like.

-Finishing.
And here is the nitty gritty. Finishing is everything. You can’t finish what you don’t start. However, what you don’t finish hangs over your head like a barbershop pole. I’m a firm believe in a man exceeding his expectations and never saying I can’t.
I went to college and never finished. I also think college is a fiscal trap- but I will finish. Even as we speak I’ve made the steps to finish my degree and maybe even my juris doctorate. Why? Simple. I don’t leave things undone. I also write music. And I always finish the tracks I start. At one point of my collegiate journey I decided to write poetry as fast as I could short or long pieces, I made sure that they had an end not a stop point.
A separate lesson there is that burnout may occur, but plan ahead. Have a finite goal. And make sure the end fits the mission/task/goal.
In conclusion it is my firm belief that it is whether or not you finish and how you finish that will define you. Finishing will close deals, and build riches. Imagine you get to meet a billionaire who will mentor you and pay your expenses. You are excited, you are ready! He/she never calls to complete the deal. You are crushed. And that is what your family, friends, recruits and teammates feel when you don’t finish what you start. Your venture must be seen to fruition and beyond. It isn’t a game or a part time task. Want to fire your boss?
Want to spend 10 hours a day with your kids- finish what you start. I hate roller coasters. HATE THEM!! So the last time I went to great adventures I not only got on every ride my friends and family got on- I bought the pictures of me screaming like a baby and put them in my scrapbook. That is my dedication to myself. I started with fear and ended with a future. Join me at the finish line.

#thriveorsurvive.

“Motive gets u started ambition keeps you going.” -Anon

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Tags: , , , , , , , , , , , , , , , , ,

FREE 12 Minute Video Reveals How You Can Instantly Create Your Must-Have Celebrity “Guru-Status” with PROVEN “Done-for-You” Articles that Get YOU Noticed, Get YOU Leads, and Get YOU Paid, ALL ON COMPLETE AUTOPILOT!

18 Sep

Contact for info

Tags: , , ,

They Don’t Convert!

21 Aug

They Don’t Convert!

So a lot of my readers are in networking marketing it would seem from the feedback I receive. And there are a few repetitious themes. The big ones are leads and conversions. Now we’ve spoke on this before but a mentor spoke some simple wisdom into my ear and I refuse not to share it.

If you’re a network marketer you already know that new leads, new recruits and consistent conversions are the only way your business will grow. Even if you’re a human dynamo without a great and expansive team behind you struggle will be your middle name. I have two or three mentors and all of them build well. I say two or three because one of these fine fellows isn’t a direct mentor but his methodologies and the courses I’ve bought of his qualify him as such. I even has a pseudo mentor. And he was only concerned with numbers. See the issue my friends? My mentors build teams. It isn’t to sign you fast and ‘on to the nex one’ as Jay-z put it. Its sign you up, teach you, train you, drill- repeat. This in turn builds a legacy. Not just money but a team that is long standing, appreciative, humble, and whole. And that is success.

The other guy is bouncing from business to business he always has a quick idea and a new biz for me to join. The problem here is that I can’t depend on him. He says he’s there but when people don’t stick he doesn’t either. He’s had five, yes 5 businesses in two years. And two jobs. Now that is hustle. And its also divide focus. Its also a sign that he goes after dollars so fast he doesn’t care about the people. And he was in Zeek big time. Not putting down Zeek but I have needs, we all do. Leaders need training too. My first mentor is in a business I left. And he still mentors me! This man is great. He’s accomplished, learned, and cool. If not for his product I’d have stayed. He is more than his leads. He is a leader.

Now as for the next issue:
-Everyone wants leads.
And as we have said before your network won’t grow or your business without them. Now you can do Solo ads, youtube, blogs et al. But you have to have a system in place. And you have to offer more than pipe dreams. Most people have been approached by someone who does mlm or network marketing or even just a different insurance carrier. Yet few are approached by leaders and innovators. Are you one or the other? Are you both? If not aim to be. You lead by doing and by caring. That’s it. Innovation; hey you don’t have to invent the wheel as the saying goes- just see the methods and tools for what they are. FASTER. People are creating tools and concepts and scripts at a rate that baffles the mind. The only question left is if you will chase these down and spend the money. Sorry folks but it takes money to make money. Get it done folks.

Lastly:
-Everyone is worried about conversions.
First don’t be. Not everyone converts. That’s a FACT. And the less you care the better you do. Not to say you should be blazay towards your business or life- yet there is a fine line between care and being fanatical. A no isn’t the end of the world. Ask every married guy. We all heard a NO a few times. Every guy in fact has asked a girl out and gotten rejected. No biggie the girls out number us guys. And in life and business its the same. Accept the no. Heck, let them be your motivation to exceed.
Second why are you chasing conversions?
You know what the real meat of this article is? Simple: they aren’t converting- FIND NEW PEOPLE. What do you think every business in the world does. Coke and Pepsi don’t cry at losses in the profit margin. They create diversified income streams that lead to larger profits and less risk.
So in turn, you- WE must do the same.
When people don’t convert don’t brow beat them. Move On. Either you failed or they don’t want in. Not a problem. The solution is two fold:
You sharpen your game.
You get new leads.
And ill only speak on the second part as you should be doing the first one daily. Instead of ostracizing your leads and or friends and family and warm and cold markets- you get more leads. That’s it.
You recruit every where you go.
You ask people you are afraid to.
You buy the leads if you have to.
It doesn’t matter how but you GET MORE LEADS. You share your knowledge, your passion, and your vision and you will win

So next time you are gum- get more leads. Find New People.

#thriveorsurvive.

Some people plant in the spring and leave in the summer. If you’re signed up for a season, see it through. You don’t have to stay forever, but at least stay until you see it through. -Jim Rohn

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Tony@Changeinadvance.com
@changeinadvance
http://www.changeinadvance.com
Or simply reply to this article.

Tags: , , , , , , , , , , , , ,

Education or Embellishment- What are you offering clients, customers, and cousins?

13 Aug

Education or Embellishment-
What are you offering clients, customers, and cousins?

Life is short. Making time a valuable commodity. The question is who’s time are you wasting when you don’t educate your followers, fans, friends, colleagues, and new recruits? The answer might surprise you.

A lot of people who are in network marketing or any sales and or
team-orientated business are focused on two things:
*sales
*recruits.
And hey those are good goals. Core goals in fact. However its the chase, and the implementation of the chase that will make or break you as a business person.

So the first guy, he’s all about sales. Commission king is on his license plate. He closes’em twenty four seven. He can sell anyone. And his close rate is high! I mean sixty percent (60%). That is high in our industry folks. Most people close three to five percent, yup- 3-5%. Those are good numbers like in baseball where three hits is a win. keep that in mind. So back to super closer. Yes he’s am Animal. Problem is he his retention rate, well it Sucks. Sorry for the latrine lip but he’s a fool. A failure. And here’s why.
*When you can’t keep your Team. You NEVER Had Your team.
See the problem? When your focus is on closing it isn’t on keeping. And a lot of guys close hard by promising the sky knowing statistics say otherwise. Now I’m not suggesting you say,
‘hey buddy-you will fail but sign up anyway.’ No. You say ‘This is a long ride but worth the trip. Wanna be better, wanna make money, wanna change lives?- Well let’s work bro!”. That is real. That is honest. And it is not negative. It is not false, phony or pretentious either. See how good it is. Why lie. Why sell hype. You see America, better yet the globe is poised for a serious reckoning. We have kicked the can down the road for decades. And when you duck bills you lose right? Example- ever pay just the minimum on a credit card? See how long it takes? And how much they juice you? EXACTLY. So why be that. Get them in with honesty. Friendship. Teaching. Partnership. Let them know that you will teach. Let them know the truth. Let them be happy with their choices. And they will come back. They will stay. They will make goals. Isn’t that the dream.

And as for captain recruit- well he’s more of the same. He says anything and anything to get the dotted line signed. He will tell you lies cleverly phrased to seal the deal. His embellishments are delightful to hear but are lies on the ear.
See when you focus on getting your team to grow you have the same problem as captain commission.
YOU HAVE HIGH ATTRITION RATES.
Aka they sign, they join, they LEAVE.
IN DROVES.
This is failure, this is foolhardy. It is not winning. You may get a quick infusion of cash but you are not a leader.
You are not a winner.
You have failed without even seeing it.
As leaders and team builders we have to foster growth. You don’t buy a plant or plant a vegetable garden and not water it right?
Follow up. Finish the game. Anyone see the Olympics? That one runner who tore his achilles and kept running- that’s a leader.
That’s a BOSS.
That is what business means. You move.
You keep momentum.
You keep going and you make sure your team has a shot regardless of personal cost. And you know what? That guy WON the Olympics. He gave when he had nothing to give. That is leadership. Now if can harness even a taste of that you will win for LIFE.
The question is what are you aiming for?
Give more now and reap that sowing later my friends.
(Figure out who’s time is wasted here?)

#thriveorsurvive.

“A good objective of leadership is to help those who are doing poorly to do well and to help those who are doing well to do even better.”
-Jim Rohn.

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat-
Changeinadvance@gmail.com
@changeinadvance
Or simply reply to this article.

#thriveorsurvive

Tags: , , , , , , , , , , , , , , , , , , ,

GENIUS

30 Jul

Everyone is a genius, but if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid

#thriveorsurvive

Tags: , , , , , , , , , , ,

Be a Market Maker.

16 Jul

Be a Market Maker.
So I came across an interesting article that spoke on the global garage sale.
And in it everyone fit one category based on behavior. Now that wasn’t what got me. What intrigued this entrepreneur was simply that some of us are in a class to lose. That’s right. Your class in this hierarchy may equate to failure or simply a lower status. Now I don’t mean you’re a nobody. What I’m saying is simply that the top is always better than the bottom.

The four types you might fit into are:
The Market Maker
The Fully employed
The Strugglers.
The Bitter bottom.

-The market maker sets the tone. They create the trends and are not only a step ahead but stand to profit the most. They stay ahead of the curve and dictate their terms. This is ideal. It is ultimately where we all aim to be if we want true freedom.

-The fully employed have control of their purse strings. For the most part they can semi- level the playing field and make sure they aren’t rooked. Aka- taken advantage of. They have enough cash flow not to be desperate and enough to beat out the competitors. It is for most an enviable position but in the grand scheme of things I’d say they are closer to paupers than even they realize. You see when you are doing well many people take their eye off the ball. And one calamity is enough to swoop in and cause a life change that they can’t recover from. Something like ninety percent (90%) of Americans are one (1) health-care crisis away from fiscal insolvency. Scary fact right? The sad thing is most people aren’t even aware of this fact. A sadder fact is that most people will succumb to these numbers soon.
Not sure this is where we belong my friends.

-The strugglers are the group of people who are even closer to losing then they will admit. These are the unemployed or underemployed of our great nation. They aren’t lazy or under educated or even lacking skills. They simply are so far back that their skills mean almost nothing. They barely make it check to check and are generally forced to over extend themselves to obtain even the simplest pleasures. They have to pay thirty to fifty percent higher interest just to get in the door for air conditioners, cars and so on. And we all know what 90 credit points can mean on a mortgage: 100,000 dollars over the life of that loan. Yes- one hundred thousand dollars. And that same statistic will apply to all of their purchases if they can make any beyond food and electricity.

-The bitter bottom are those who require the most assistance generally speaking and have the least time and or ability to contribute to costs, and cover their own expenses. For all intents and purposes of this article they can be labeled indigent. They require more help than any other dynamic and require help that they can’t afford, pay for or contribute towards via taxes. Now we aren’t knocking this group or the previous one. I’m merely illustrating the three groups that we all fall in to.

Now at some point we have to literally choose our direction. If you are simply content at your level you will either sustain at said level or sink to a lower one. we all need to rise to the next plateau and then surpass said plateau as well. Life is nothing more than simple challenges and tasks that we must move through and past. I’ve outlined the four basic groups. Now you must ascertain your group and then determine if that is suitable. If not let’s find a way to get you past that point. Even at the top we have to succeed. And we have to thrive. Life is not simply for surviving. It is for making it to the top and then giving back.
Get your mind in gear.
Decide your goal.
Then take the necessary steps to be more than you thought you could.
Seize your existence.
Exceed expectations.

#thriveorsurvive.

“Pain pushes you until a vision pulls you” – Michael Beckwith

Thoughts? Concerns?
Questions? Think I’m wrong?
Let’s chat.
Need ideas?
Want to learn how to invite?
Let’s chat.
Want a mentor or maybe the guy who will bounce ideas back and forth with you?
Let’s chat.

Changeinadvance@gmail.com

@changeinadvance

Or simply reply to this article.

#thriveorsurvive

Tags: , , , , , , ,

Link

“Dr. Doom” Nouriel Roubini, says the “perfect storm” scenario he forecast for the global economy earlier this year is unfolding right now as growth slows in the U.S., Europe as well as China. Getty Images In May, Roubini predicted four elements – stalling growth in the U.S., debt troubles in Europe, a slowdown in emerging markets, particularly China, and military conflict in Iran – would come together in to create a storm for the global economy in 2013.

9 Jul

Roubini: My ‘Perfect Storm’ Scenario Is Unfolding Now

Tags: , , , , ,

Instincts

8 Jul

Trust your own instinct. Your mistakes might as well be your own, instead of someone else’s ~ Thought Of The Day

#thriveorsurvive

Tags: , , , ,

← Older Entries
Newer Entries →

Design a site like this with WordPress.com
Get started