“Gentlemen, I have had men watching you for a long time and I am convinced that you have used the funds of the bank to speculate in the breadstuffs of the country.
When you won, you divided the profits amongst you, and when you lost, you charged it to the bank.
You tell me that if I take the deposits from the bank and annul its charter, I shall ruin ten thousand families. That may be true, gentlemen, but that is your sin! Should I let you go on, you will ruin fifty thousand families, and that would be my sin!
You are a den of vipers and thieves.”
— Andrew Jackson (7th US President, when forcing the closure of the Second Bank of the US in 1836 by revoking its charter)
Tag Archives: success
Economic Reality?
11 OctYour Feelings on Taxation May Indicate Your Success Ceiling
10 OctYour Feelings on Taxation May Indicate Your Success Ceiling.
Touchy subject, I know. And folks outright I’m telling you- pay your taxes!
No ifs ands or buts!
The issue I’m talking about today is fearing the tax man. If you play it straight there is no need. So let’s break this down a bit.
Also I’m not a licensed financial advisor so everything I state is conjecture and opinion.
Aka I’m not liable ;).
I have a coworker who does 90 to 100 hours of work a week. And that’s between two jobs. At his night job he’s a supervisor. And in the day he’s at the bottom of the pay scale. When I approached him with simple ways to raise his pay via union and or company related methods that were low cost he said ‘naw then I have to pay more taxes.’. He essentially turned down about 10 to 12 grand in extra income to do the same hours, same labor. I’m sorry folks but in my book that is the definition of insanity.
He has dependents.
He has a home.
His spouse has a home based business.
These are all great tax deductions.
Also he could make that money and have it go to pre-tax retirement funding or medical funding plans to offset future costs. See he would in essence be funding both his present and his future with the governments blessing. He’d also gain peace of mind and some extra coin in his pocket.
However he won’t do it. Which leads us to the next issue.
-Self imposed failure
Folks I’m not being mean. I’m not a jerk either. I just call an ace an ace and a spade a spade. What my coworker is doing is self imposed failure. Simply put that is when you are the author of your own disaster. Sadly this ruins more entrepreneurs than competition. Fear of taxes and the long arm of the irs is gutting people. Look at the coming elections and the current fear many business owners have. Taxes from healthcare, 75% tax brackets in france. People who can are avoiding it and saving wealth and others are simply self sabotaging. I personally am more scared by the fear. The only way to beat the system is to learn it’s rules. The tax code has ways to enable you. Get a great CPA. Not the local guy. Learn the rules. Life is chess not checkers and as such you have to move from that mindset and rule group.
-Owning your own business can help stave off taxes legally.
Lastly, if you are scared of taxes don’t be. Uncle Sam rewards those who give back by creating jobs. The people who become the stopgap are those who will be richly rewarded. When you make a greater effort there is a greater reward. Its that simple. Ever put your all into something?
What did you reap? I bet more than you did when you put in less effort. See Jeter, Jordan, Bloomberg and the rest. To get to the top you have to put your all in.
I have chosen the independent route. While I will keep my day job for now- I will be minding my business full time. It is the true way to survive. And while I’ve had a few failed options my learning curve has been tremendous. And all the while I reaped the rewards of tax benefits I earned legitimately. And its a good feeling. I earned income. I lost income. And I got tax breaks in all instances. It works folks.
If you step out of your comfort zone you will succeed.
Basically folks if you fear taxes you are living with a self imposed ceiling. You have literally told your mind and subconscious to program failure as the main option and catalyst. When fear becomes the strongest advocate your horizons shrink.
Let your life be more than that. If your tax bracket makes you feel pressure GOOD!!!
Pressure creates diamonds. Don’t let the fear of a small tax bill impede dreams of great wealth.
What is a million dollar tax bill to a billionaire? (And even that bill can be worked with via the United States governments legal tax code!).
See the point?
#findyourfuel.
#thriveorsurvive.
“Things work out best for those who make the best of how things work out.” -John Wooden
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FIND YOUR FUEL 2
9 OctFIND YOUR FUEL 2.
So I started this journey with you guys last week. Finding Your Fuel will be a small series. Succinct. Concise. Motivating. That’s it. Its a concept that came to me late one night while going through my blackberry and sorting ideas and concepts that I’ve stored or just recently fleshed out.
I’ve assembled a few steps to walk you thought the process below.
-Agenda 1
*Meditation.
Meditation will help tremendously.
Meditation clears the mind and the heart. It will help illuminate a clear path. Indeed it will show you what really exists within and what truly resonates with your soul.
Meditate every day at least once building to a 20 minute span. Start with 5 minutes if need be.
*Eliminating distractions.
This is a big one too.
Tv, HD, PS3, LED, PSP vita, ugh! No. No. No.
Limit or remove these distractions. The bar, the friends, all are too distracting. Try books. Try the gym. Try yoga. We can’t be balanced only chasing one goal. So breaking up your day into positive increments is a great idea. Whatever eats at your growth eats at your dreams. Would you trade your soul for abs? Exactly.
*Task lists to remove distractions and clear mental clutter.
Organize your goals, dreams, chores. Everything. I have daily lists, a wish list, a dream board- all that. I also broke down on a list how much money I have to make for my wife to stay home with the kids. And when I broke that number down to an hourly rate its small. And you know what that did for me? Created massive hope. And a reachable goal. Aka a finite target. Not a wish. And also the organization is pretty nifty too folks.
-Agenda 2
*Forgive the self.
A lot of people have hang ups that hold them back. And a lot of us conquer these hang ups but don’t forgive ourselves.
Forgive yourself your mistakes, and faults. It is so easy that it is hard.
*Forgive others.
Holding grudges will poison your soul. It will kill your heart, steal your joy, and ruin your business. None of this is productive. None of this will build your business or clear your heart. Let go of it all. People change. Times change. Grow my friends.
*Move past the past.
Your past isn’t your present. And it sure as heck isn’t indicative of your future.
Let yourself see where you are and where you are going. Nothing Else. The rest is irrelevant. Forget what was done.
YES you should build off past accomplishments.
NO you shouldn’t dwell on it.
Determine exactly where you are at and where you aim to be. If you are stuck in a rut at step 3, and there are only 5 steps- hell you are 60% done! And life is the same exact process. You may have ran before your legs were shattered- and know u have crutches. Focus on the laps you will run.
Nothing matters but where you are going. That being the case get their.
Self enlightenment.
A side note on the above agendas- These steps will produce self enlightenment. This is simply a true awareness of who you are. And this will define your actions. Motives and actions will materialize and make sense. This is something we all need and should aspire to have.
-Agenda 3
*Give. Tithe. Whatever.
I’ve never seen this not work.
It will soothe the soul. It will help others. It will build your business and it will build your heart. Give to your church. Give to the poor. Give it all. Okay not it all but sharing is caring. And it works. You don’t lose when you care. Also the infinite rewards those who give.
To those who much us given, much is required.
It’s time to step up to the plate.
#thriveorsurvive.
“I don’t want to believe I want to know.”
-Carl Sagan
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2 Quick Credit Fixes You Probably Haven’t Considered
8 Oct2 Quick Credit Fixes You Probably Haven’t Considered.
A lot of what I discuss on here is how to build a business or what mindset to have or avoid. Every now and then though its finance time my friends.
Today I’d like to discuss two quick credit fixes for the average joe. Credit can make or make you and literally cost you 100s of 1000s of dollars over the course of a mortgage, car, or student loan.
So let’s save you Money!
-Increasing your existing Credit.
A quick fix that most everyone is going to hate me for suggesting is to INCREASE your credit limits by taking out more lines of credit and more credit cards. Consistent approvals and credit limit increases will increase your credit score and your ratios in a favorable manner. Every time you are denied you lose two points. When Amex gives you a new account with them and a low to high limit though, you win. Even a $300 dollar increase still adds to your available credit. You always want a lot of available credit. Now in this economy people are scared. They are avoiding credit, hoarding cash, and living in fear. Fear doesn’t feed the kids folks. Fear doesn’t have dividends that pay quarterly.
Increase your existing limits. Heck call every six months and ask for a credit increase. Speak cordially and state your case. Your case should be that you miss no payments and are a member in good standing etc. They can only say no right?
If that fails, ask for a reduction in the interest you are paying. Even a quarter percent will add up over time. And again-
They can only say no right?
-Debt to credit ratio.
This ratio should be below 30% percent ideally. If you reduce your spending and or pay down the amount you owe to that level or lower and keep it below said threshold you will win. Having a lot of credit is good. Its actually a high need in your personal life and in your entrepreneurial endeavors.
The more credit you have the better you are to meet fiscal challenges. Not necessarily to save your personal pockets- but in a business you may need it.
And using credit, BUILDS credit! Amazing system huh!
By reducing this ratio you will see great results in your credit report, credit score, and fico score.
-Lastly don’t cut up those cards too quick.
A lot of people think that rather than practicing self control it is easier to cut up the cards and end the access. And that’s fine- if you cut them up ONLY. A lot of people cancel their cards to avoid debt and cash flow slavery. However when you cancel one of your credit cards you shrink your income to debt ratio. Ex: before you had 3 cards with $3000 limits respectively. So you effectively had a $9000 credit limit. Now when you cancel card 1 you are down to $6000 of available credit. And if you use $3000 of said credit you have a 50% ratio-OUCH! Credit companies, banks, etc don’t like that ratio. If you had that third card you would have a 33% ratio- a preferred percent.
So folks. Be grown ups. Don’t use that card. Heck don’t even cut it up. We are grown ups. And we are entrepreneurs.
Self control is the basis to success so practice, practice, practice.
#thriveorsurvive.
“The lack of money is the root of all evil.”
-Mark Twain
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Had to post this: Top 25 Bodybuilding Tips from the Legends in Bodybuilding
7 OctTop 25 Bodybuilding Tips from the Legends in Bodybuilding
Posted on September 10th, 2012 by Marco
Top 25 Bodybuilding Tips
Could you use some helpful tips to improve your workouts and physique?
I’m sure you can, and what better way to help bodybuilders like you then to share my favorite bodybuilding tips from some of the legends in bodybuilding. 
Below you will find my personal collection of golden nuggets from the industry’s top professional bodybuilders going all the way back to the Golden Era up to today’s top bodybuilding stars.
Now, without further ado, here they are:
- Ronnie Coleman. “Without letting your ego carry you away, go as heavy as your strength allows for the strict execution of each movement. Strict means no cheating on an exercise by calling secondary muscle groups into play. Your goal is to build the best physique your genetics will allow.”
- Franco Columbo. “Most gyms can be broken down into two segments. There are members who socialize and there are the champions. From the moment you enter the gym you should visualize what you are going to do.”
- Jay Cutler. “If you want to get big, you gotta learn to feel it. No exercise works if you don’t feel it in the muscle that you’re targeting. A lot of guys rely on mirrors to tell them whether or not an exercise is working, but that doesn’t make sense to me. I think about getting the ultimate contraction in the muscle I’m targeting and I don’t stop until I feel that.”
- Danny Padilla. “Visualize what you want to look like before a show and then come up with a plan to achieve that condition.”
- Dave Draper. “Be alert to the needs of your training partner and of the team. If your workout needs adjustment, talk about the changes. Share your attitudes and ideas, triumphs and injuries.”
- Lou Ferrigno. “Too many people are concerned with how much they can bench or how much they can squat or deadlift. You need to train like a bodybuilder, hitting all body parts equally, and know what your safety limit is. If you’re concerned about how much you can bench for one rep, go to a powerlifting competition.”
- Kevin Levrone. “I absolutely recommend an NO2 component for pre-workout. It warms up the machine and gets blood to the muscle. Just be careful you’re not buying garbage.”
- Rich Gaspari. “Training a muscle to failure is what’s going to make you basically build your body. Your body doesn’t know the weight. The body knows failure. And when you go to failure, it’s going to build up.”
- Kai Greene. “You make it more complicated when you start thinking we need to add more weight. The primary goal is not to lift weights. I’ll never be a weightlifter. A bodybuilder is primarily concerned with contracting his muscles.”
- Lee Haney. “As with all of my training, my motto for triceps is “Stimulate, don’t annihilate!” Arm muscles, in particular, are relatively small and, as such, can be easily over trained. The idea is to hit the muscles hard and fast, and then get out of the gym and enjoy your life.”
- Phil Heath. “You don’t have to reinvent the wheel. You don’t have to come up with any exotic movements if what you’re currently doing is working. The goal is to find out what works.”
- Dexter Jackson. “My motto has always been, to be better than the previous show.”
- Lee Labrada. “Always be learning. Believe me, if you aren’t continuously filling your mind with accurate and useful information to help you achieve your goals, all kinds of muck and garbage will “seep” into your brain and fill the void.”
- Ron Love. “Bodybuilding is like no other sport in the world. You got to be hardcore all the way.”
- Mike Mentzer. “It is the quality of the effort, not the quantity, which is responsible for growth stimulation. Don’t confuse training long with training hard. Training hard, intensely, is what is required to build muscle mass.”
- Sergio Oliva. “If you train hard, eat well with quality protein, and take a good vitamin and mineral, then you can achieve a good physique. And a good physique comes from about 45% of your genes, whereas the rest is from training.”
- Tom Platz. “After being taught sets and reps and working at it for a length of time you can’t paint by numbers anymore. It must come from within. Any artist has an emotional contact with their work. A true bodybuilder doesn’t just build muscle he creates muscle. You can’t be a robot.”
- Shawn Ray. “Changes in your physique will evolve not so much from your diet as from your training. What you do in the gym determines the quality of your separation, hardness and detail. Trust the mirror, not your diet chart. I look in the mirror after I’m done training, not after I’m done eating.”
- Arnold Schwarzenegger. “You’ll find, as I did, that building muscle builds you up in every part of your life. Bodybuilders who have to force themselves to go to the gym and work out will never achieve the kind of success possible for those who can’t wait to hit the gym and start pumping iron.”
- Larry Scott. “I really don’t believe there is one best training schedule. No matter how much you think you’ve designed the best system, your body will prove you wrong. It always figures it out and then you start to go stale so you have to change.”
- Branch Warren. “To become a great professional bodybuilder, you need to be dedicated, consistent and have the drive to want to compete. No matter what comes your way, you’ve got to be able to push past it and persevere. It’s all about reaching your goals.”
- Flex Wheeler. “For the average bodybuilder, I recommend balance in life, and to focus more on doing things that last and will make you and others you love happy.”
- Dennis Wolf. “Any muscle must recover fully between workouts to grow, and working biceps more often and with many sets is going to prevent most guys from seeing gains, the exact opposite of what they want.”
- Dorian Yates. “I was always meticulous about keeping a training diary, keeping records of my nutrition and everything I did so I could find exactly what worked for me. Nobody knows your body better than yourself.”
- Frank Zane. “Quality muscle takes time to develop, it’s better to add not more than 5 lbs of solid muscle a year by training and eating right than to gain 30-40 lbs of surplus tissue, much of which is fat and water retention.”
So there you have it: 25 of my favorite bodybuilding tips from the legends, all sharing their insights on how you can succeed in bodybuilding.
I’m too Busy Living my life to build my business
6 OctI’m too busy living my life to build my business.
I’m too busy living my life to build my business.
Sadly this statement comes to mean
I’m too busy living my life to live my DREAM. Ouch. What madness- or is it fact?
A lot of people have a million reasons to fail. And a million and ten to thrive. It is simply a matter of choice and will power.
-Choose.
We make choices all the time. From second to second, hour to hour, day to day, year to year. We make more choices than smiles.
And therein lies the first issue.
Are your choices making you smile. If you work a job you hate to have things you are not sure you need. Time to start over. You made the wrong choice buddy. A lot of times life boxes us in and the fastest way out is what we take. However it never quite yields the results we hope for. It may get you second place, but it doesn’t get you where you need to be. I’ve made this mistake. Heck I’ve made it at least once this year, and that’s what’s moved me to grow this blog. Its motivated me to make a choice. One choice.
To blog to my best ability. To blog quite often with the goal being a daily output to this blog of written word. I post pics and other goodies of course, things to motivate the mind and soul. However I want to blog daily in this format. Written word or spoken/filmed word. And I encourage your feedback to get me there. Comments support, criticism, heck curse me. You see I expect this. And if you see my comments received. I have been blessed! Now this relates simply in that I made a Choice.
One choice to navigate through everything else. And I’m hitting speed bumps regularly. I won’t quit though my friends. My choice has been made and my price has been paid. Choose wisely and run the gauntlet.
-Will Power.
Will Power moves us through our choices and beyond them.
Once a choice has been made we must move forward. Fast and clear. With fluid controlled motion and decisions that lead us to success in every motion. Will Power is the force that wakes you to see the next step through on your journey to the top.
Will Power will make you a Giant amongst men. It will get you to heights you could never imagine. The smartest man and the strongest man don’t win- The man with the greatest Will Power wins.
Will Power will take you through struggles and failures.
Will Power makes you walk through the mine field to get to the gold. The man with Will Power will not stop. A lot of us meet adversity and quit within inches of our goal. Not miles, not feet- inches. Will Power when applied moves mountains. Do it my friends.
#thriveorsurvive.
Life is a grindstone. Whether it grinds us down or polishes us up depends on us. -Thomas L. Holdcroft
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20 to 30 Years to be Rich- I don’t think so. (And you Shouldn’t either)
4 Oct20 to 30 Years to be Rich- I don’t think so.
(And you Shouldn’t either)
I was watching Coming to America earlier and one guy tells the other to work hard and in 20 or 30 years he Might have what the other guys.
Sorry folks I literally cringed. I was raised to have a great work ethic. I had my first job at 11 and loved it. My parents always worked to put us in better schools and in a home and out of the projects. This is no sob story, understand they lived the American dream for their kids. They made sure we had a leg up. And that was awesome.
Times have changed though.
I hate the idea of waiting 30 years. Hell 20 years is too long. The debate last night only proved this to me. Hang in there folks I’ll make sense of all this.
The concept of school, college, advanced degree,marriages, kids and then the excellent life is a farce. I wholeheartedly believe we were made to achieve and achieve rapidly. School is being sold as the key but a trillion dollars of debt may be suggesting otherwise. I went to college. And my job, my moxy, my business cunning and connections are not related or interconnected to a bachelors degree or advanced degree. Now these things work, I’m not knocking them. I’m merely saying there is more than one way to skin a cat (sorry Peta).
As for the debate the point I’m making is that money is to be made. Romney made loot. Obama cashed in heavy on the book deals and after he leaves the White House I guarantee his speaking engagements will be many and prosperous. See where I’m going. Both men made it to the top. They are both in the 1%. Different avenues but opportunities were made.
This is my intention as well. I will make my fortune. I’m laying my foundation now. I just want it faster. Do not misconstrue me as saying I’m better than these gentlemen, I’m simply saying I can’t wait much longer. I tried the traditional path and learned it won’t work for me. Not all horses are suitable for riding. Some are free spirits.
And while bound by the laws of economics, I know the markets are fickle and that there are always new opportunities. And I will find them.
Never let yourself be told how to get to the top.
Never let others deflate your dreams.
Never say I can’t.
Never be less than you are.
Make every action a moment of gain or of executable excellence.
Every step you take should be guided by a finite goal. If you want to be a teacher- follow the path.
You dream of owning a pawnshop-do it! Intern if you have too (Shout to the recent Heavy Hitters magazine!).
20 years is along time. 30 is worse. Make moves fast, thought out, but fast. When this is your modus operandi you will eat sleep and breathe success. And you will get there sooner. And isn’t that cool? More time to live and less time to work/slave.
Meet me at the finish line.
#thriveorsurvive.
The greatest deception men suffer is from their own opinions. – Leonardo da Vinci
Thoughts? Concerns?
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tee site
silverfreedom
tee pic and site
Changeinadvance 